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The TL is a midsize sedan in Acura’s lineup. Hovering around at a $35,000 MSRP, the TL is an expensive choice. As with all luxury cars, the TL will cost more to insure. Generally new car buyers will want to look at the associated costs of ownership with a car. Fuel expenses and car insurance premiums are some. The TL, for example, gets 20/29 MPG, which is not bad for a base six cylinder engine. Though if you’d like to learn how to save on your Acura TL insurance premium, continue reading.
Acura TL: Ratings & Reviews
With aggressive exterior styling, elegant interior design, an ambitious engine, and a wide variety of features, you can’t go wrong with the TL. It also carries Acura’s brand name penchant for being a reliable car.
It comes in two trim levels: the TL and TL SH-AWD levels. The TL trim comes standard with a variety of features including: sunroof, fog lamps, automatic climate control, xenon headlights, heated front seats, Bluetooth, leather seating, and an impressive 8-speaker stereo with 6-CD changer.
If that wasn’t enough to satisfy your appetite, the sportier SH-AWD trim adds a faster engine, all-wheel drive, upgraded brakes, and upgraded suspension. In addition to this, you can also add the technology package to either trim which adds:
Insurance rates will vary from driver to driver and insurer to insurer, but on average, TL owners have paid around $1,500 annually for the TL.
There are factors that go into calculating your insurance premium. Generally these are risk factors that gauge your level of responsibility and risk like age, location or past driving history.
If you are below 25, you’re considered riskier due to being an inexperienced (and sometimes reckless) driver. If you have a clean driving history, you’ll see lower premiums, as this shows you’re a conscientious driver. If you live in an area that sees frequent traffic congestion, you could see your rates rise, as this puts you at a higher risk to have an accident.
Though there is one thing you can actively do to lower your premium. Shop around and do your research. Get at least three quotes and compare. Not every insurer will have the same incentives or discounts, so by doing this you’ll ensure you get the best rates.
Safety ratings can help lower your insurance premium. The 2011 TL hasn’t been tested by the federal government, though the 2010 TL received 5/5 stars and aced all of its crash tests. The IIHS has rated the 2011 TL, and so far it has been doing well. It’s been given the top rating of good for front, rear, and side impact tests. However, the IIHS hasn’t tested the 2011 TL for roof strength tests yet.
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