The Ultimate Guide to Cheap Acura TLX Auto Insurance

Allstate has the highest average insurance rates for the Acura TLX at $187 per month. Our analysis also showed that the state with cheap Acura TLX auto insurance below $100 per month is Missouri, with an average of $37 per month. At every company, accident-free drivers pay less than drivers with multiple accidents, sometimes as much as $66 less per month.

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Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Licensed Insurance Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Jan 4, 2024

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Can't-Miss Facts

  • Michigan is the state with the most expensive Acura TLX auto insurance rate at $255 per month
  • Allied is the company with the best rates for drivers who have had a few accidents at $107 per month
  • New Mexico is the second-best state for cheap Acura TLX insurance at a monthly rate of $110

Buying auto insurance is an unfortunate necessity, no matter where you live. But unlike some other forms of insurance, it makes sense; after all, damaging your vehicle beyond repair and other unfortunate situations can be a sudden and crippling expense that most people simply can’t afford.

Auto insurance is required in almost all states, with some drivers opting for expensive insurance with more coverage and those choosing cheaper insurance, such as cheap Acura TLX auto insurance. In this article, we cover the best Acura TLX auto insurance and auto insurance coverage options, so you can get the most out of the rate you pay.

Insurance overall plays a crucial role in your finances and saving you money after an accident. There are instances where drivers have to pay huge amounts for auto insurance, especially when a driver needs high-risk insurance.

For both situations, sometimes it is difficult to find the right company or the best rates. Fortunately, we have you covered. To find the best rates for your Acura TLX in your area, plug in your ZIP code into our online quote comparison tool.

But to know whether rates for your Acura TLX are good or not, it helps to know the average auto insurance rates for that vehicle from different companies.

In this guide, we’ll cover the average Acura TLX auto insurance rates and answer some of your frequently asked questions, such as “Are Acuras expensive to insure?”

We’ll also provide links to the breakdown of auto insurance for different Acura models, including guides that cover:

  • Acura ILX insurance cost
  • Acura TL insurance cost
  • Insurance on Acura MDX

With auto insurance in general, it is true that paying 2 or 3 figures a month for an auto insurance policy is a small price to pay for the security of knowing that such an unfortunate situation won’t happen to you — especially if you drive a pricey Acura TLX.

Comparing Acura TLX Auto Insurance

Driving an expensive, sporty car like the Acura TLX might be enough for your insurance company to charge you a slightly higher rate on your monthly premiums.

But if you live in the right zip code, you may be able to whittle that price down. Sparsely populated areas tend to have lower rates, especially if there is a lower average of accidents reported annually.

Average Auto Insurance Premium by State

Legend:
Monthly Premium

Louisiana
Michigan
Missouri
Montana
New Mexico

25
50
75
100
125
150
175
200
225
250

$204

$255

$37

$135

$110

Also, you can help yourself save money but she’s in the right insurance company in the first place. Different insurance companies will charge different drivers wildly different rates depending on different circumstances.

Looking around and getting several quotes from more than one insurance company is an efficient way of making sure you’re getting the best price.

Average Auto Insurance Premium by Company

Legend:
Monthly Premium

Allied
Farmers
State Farm
Encompass
Allstate

15
30
45
60
75
90
105
120
135
150
165
180

$78

$99

$99

$131

$187

So let’s say you live in a densely populated area, you’re driving an expensive luxury sedan, and you can’t seem to find an enforceable monthly premium. What can you do? Well, there may be nothing you can do immediately to lower your rate, but there are some steps you can take to lower your monthly payment in the future.

If you have several accidents on your record, they won’t count against you after a few years of safe driving. for some companies, it’s five years. Other insurers may go as far back as 7 years and to your driving history to check and see how safe you are behind the wheel.

Eventually, though, if you drive defensively and make sure you stay under the speed limit, these blemishes will say from your record and you can get a safe driver discount.

Accident vs. Accident-Free Drivers

Legend:
Accident Free
A Few Accidents

Allied
Farmers
State Farm
Encompass
Allstate

20
40
60
80
100
120
140
160
180
200
220
240

$78
$107

$99
$121

$99
$134

$131
$162

$187
$253

At the end of the day, insurance companies are competing for your business. in order to win customers over, the most important thing for most drivers is to save as much money as possible.

If you fall into this category, then you’re going to want to compare rates among multiple insurance companies. it’s the quickest and easiest way to get the best price right now. The best way to find out the best auto insurance rates for your Acura TLX is to try our FREE quote generator, which gives you the best rates for your personal situation.

Read more: Acura Car Insurance | Cheap Acura Insurance Rates

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Brief History of Acura TLX

The Acura has been around since 2015, with production starting the year prior. The lower-end models with smaller, 4 cylinder engines start at around $33,000 which is more or less affordable on a moderate income.

However, there’re sportier, high-performance V6 models that can start out at nearly $46,000. It has a perfect five-star record of safety according to the NHTSA, but the IIHS points out that the small overlap frontal offset is merely “acceptable.”

Acura TLX in the News

The Acura TLX is universally loved by those who know a thing or two about cars. official reviews of the vehicle refer to it as “sporty” and “fun.”

The upcoming 2018 models will have a new and aesthetically pleasing design with an impressive sound system, a spectrum end (for the V6 models), and the ability to go from 0 to 60 and 5.7 seconds.

Frequently Asked Questions: Auto Insurance Costs for Acuras and Acura TLX Specifications

Now that we’ve covered the average auto insurance rates for the Acura TLX, let’s get to your frequently asked questions about the insurance costs and specifications of the Acura TLX.

#1 – Is Acura expensive to insure?

In general, the Acura TLX auto insurance rates are slightly higher than other vehicles because it is expensive and considered “sporty.” Often, the insurance rates for Acura models are slightly lower compared to other luxury vehicles of their type. This is because Acura models often have a better safety rating than those other vehicles.

#2 – Is the TLX a good car?

According to different car publications, the TLX is at the lower end of the midsize luxury car market. The reason is that while the TLX has some good features such as fuel economy, it has a weak engine and bad handling, as well as a poor quality system for in-car information and entertainment.

#3 – Is TLX the same size as Accord?

The TLX is slightly smaller than the Accord, with the Accord having six inches of extra rear legroom, at least comparing the 2018 models for both.

#4 – Is Acura ILX expensive to insure?

The Acura ILX is less expensive to insure compared to the average for all vehicles in its class. The highest rates are for teens, who are considered high-risk drivers. Teens pay around $439 per month for auto insurance on the Acura ILX.

#5 – Is Acura TLX expensive to maintain?

The Acura TLX is less expensive to maintain than the average for all vehicles in the same class. The difference on average is about $200 less each year.

#6 – Is Acura a premium brand?

While Acura is considered a premium brand, it does not currently have models that can compete in the full-size sedan market against the big brands of Audi, Mercedes-Benz, and BMW.

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Insurance Guides for Popular Acura Models

Want to learn more about insurance costs for other Acura models? Take a look at our guides below.

  • Acura MDX
  • Acura RDX
  • Acura RL
  • Acura TL
  • Acura TSX
  • Acura RLX
  • Acura ZDX
  • Acura NSX
  • Acura ILX

For more information about the company that produces the Acura line and its parent company check out these articles: Honda Auto Insurance | Acura Auto Insurance

Ready to find the best Acura TLX insurance rates in your area? Enter your ZIP in our free tool below.

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