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The A4 is a sports sedan in Audi’s lineup. Starting at just over $32,000, this sedan is one of the less expensive options when it comes to Audi. Even though it’s got an attractive sticker price, luxury cars are more costly to insure on average. New car buyers should look at the associated costs of ownership. The base A4 gets a fuel economy of 22/30, though if you would like to learn how to save on Audi A4 insurance, read on.
With excellent fuel economy, excellent good looks, and the dazzling LED running lights you can’t go wrong with the A4. It has a turbo-charged four cylinder engine that provides a spirited ride, and rivals some of its competitors with V6’s.
It’s offered in two body styles: a wagon and sedan. They are both available in the premium, premium plus, and prestige trim levels.
The premium trim offers: sunroof, automatic climate control, fog lamps, leather seating, and a 10-speaker premium stereo among other features.
The premium plus, however, offers everything on the premium trim level while adding the following features: xenon headlights, enhanced trip computer, and the LED running lights. It can be further equipped with a navigation package which adds a GPS navigation system, rearview camera, parking sensors, and digital music storage.
The Prestige package further lavishes the driver in luxury by adding: keyless ignition, the navigation package, and a premium sound system.
Car insurance costs vary from driver to driver and insurer to insurer, though on average A4 owners have paid $1,500 or more. However, there are ways to lower your premium.
The most reliable way to lower your rates is to shop around. Get at least 3 quotes, as a rule of thumb, from different car insurance companies. Then you can compare and contrast rates and pick the one that best suits you. Not every insurer will have the same rates, incentives or discounts.
Other factors go into calculating your premium. Age, driving history, even location can help or harm you. For example, if you’re under 25, and live in an area that sees frequent traffic congestion, your rates might go up, as you’re at a higher risk of being in an accident. If you have a clean driving history, however, it generally means you’re a conscientious drivers. Safe drivers will see their rates decrease.
Safety ratings can help lower your premiums. The 2011 A4 has been recognized as a top safety pick by the IIHS. This means that it received the top score of Good on its front, roof, and side impact crash tests. The federal government has also given it stellar ratings. The A4 has received 5/5 stars on side and rollover crash tests and 4/5 stars on front-side crash tests. Overall it scored 4/5 stars.
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