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The TT is a luxury sports coupe in Audi’s lineup. Starting at just over $38,000, this coupe is one of the less pricy selections when it comes to what Audi has to offer. Despite the relatively attractive sticker price, you’re going to want to take a look at the associated costs of ownership. MSRP isn’t everything. What will your insurance premiums look like? If you want to learn how to save on your Audi TT insurance, read on.
The Audi TT has gone through some minor changes for 2011; most notably it has slightly more power in its engine, and has made leather seating standard in all trim levels.
It’s offered in two body styles, each of which only has one trim level; the body styles are a hatchback coupe and a two-seat roadster.
The TT comes standard with a variety of features that are meant to impress; among those features are: rear spoiler, xenon headlights, fog lights, heated front seats, leather seating, climate control, and an impressive nine-speaker stereo with CD, mp3 and Bluetooth connectivity.
In addition to this, packages can further customize your TT. The prestige package nets you some added features such as: parking sensors, a premium 12-speaker Bose stereo with 6-CD changer, GPS navigation system, and an interior lighting package.
Insurance rates will vary from driver to driver and insurer to insurer. This is why it’s important to get separate quotes from different insurance providers. It is the best way to lower your insurance premium and guarantee your best rates.
If you get at least 3 quotes from different companies, you’ll be able to compare and contrast. Not every insurer will offer the same amounts of discounts or incentives.
You’ll also take into account risk factors; are you a lower risk for the insurance company to insure? If so, you might see a decrease in your rates. Factors like age, location, driving history and even credit scores can help or harm you.
If you are under 25 and live in an area that sees high volumes of traffic congestion, you’re likely going to have higher rates. Drivers under 25 are considered inexperienced, and high traffic volumes puts you at a higher risk for an accident. If on the other hand you have a clean record and have a high credit score, these are usually measures of responsibility. You will see a rate decrease.
The 2011 TT has not been tested by the federal government or the IIHS. However, it does come with a long list of safety features that can lower your premium. It comes with airbags (Driver and front passenger chest and knee airbags), and all wheel drive.
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