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The X5 is a vehicle in BMW’s SUV class. Featuring a six cylinder diesel engine, the X5 makes for a fuel-efficient choice as well as a spirited ride. It also features all-wheel drive, and makes for a very responsive car. All in all, it is a good choice for a luxury SUV. However, insurance costs might be an issue. For tips and tricks to lower BMW X5 insurance premiums, please continue reading.
Insurance premiums can sometimes look a little daunting when trying to insure luxury vehicles. However, don’t be afraid, we are going to look at ways to reduce your premium.
First and foremost, look at the safety features on your car. If your X5 isn’t already equipped with anti-theft equipment, consider fitting it with them. Car alarms can go a ways to reduce your premium. Also consider the garaging address of your car; it is less risky to insure a car being parked in a garage, than a car parked by the sidewalk.
Decrease your coverage and decrease your mileage. If you raise your deductible on collision and comprehensive, you will see a lower premium. Trim any fat in your insurance policy, and keep the bare necessities. Also, driving less can correlate to savings; the less you drive the less risk you are at for an accident. This correlates to less risk for your insurance company to insure you.
Lastly, as with any investment, don’t stick with the first quote you get. Shop around with various companies, and make sure that you find a company that can cater to your budget and your needs within reason.
The X5 is designed to have a fun feel; this is why it hangs low compared to other SUV’s, and has a compact size. It has been optimized for on-road use, given that most luxury SUV owners rarely take their cars off-road.
Having a bit of trouble with interior space in the beginning, the X5 has since been redesigned to accommodate more people. The first generation model was only able to seat five people; however, in 2007 the X5 became larger without sacrificing too much in the ways of appearance.
This car now sports an optional third row seat, and can accommodate up to 7 passengers comfortably. This car is a nice mesh between practicality and a fun drive.
The X5 has a variety of safety features that can lower your monthly premium. For example, as far as anti-theft devices go, it has a panic alarm, and an immobilizer. The immobilizer disables ignition in the event of theft.
It also has front driver, passenger airbags as well as side curtain airbags to protect passengers in the first and second rows in the event of an impact.
The X5 also sports a tracker system. In the event of an accident, it will relay your location to emergency response teams who will come to your rescue.
So, if you’re ready to get a quote for your X5, don’t hesitate. Get a quote by entering your zip code, and we’ll get you started on the way to savings on your insurance premiums.