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The Rainier is a mid-size SUV in Buick’s lineup, though it has been discontinued for some time now, since 2007. Buying a newer car is generally a big deal, and you should always weigh the pros and cons before making a large purchase. What will fuel economy look like? What are your insurance premiums going to be for owning and driving a particular car? If you’d like to learn how to save on Buick Rainier insurance, continue reading.
The Rainier was original offered in two trim levels, with a 275 horspower V6 engine at its base. In addition, there was also a powerful V888 option as well. In later years, the car was outfitted with various safety features, including side-curtain airbags, and stability control.
Standard equipment on the final model included: automatic climate control, radio with CD player, leather seating, traction control, antilock brakes, stability control, and power front seats. Optional features included a GPS navigation system, and an entertainment system for the rear seats. However, this car was discontinued in 2007 to make room for the Enclave.
There are many ways that you can save on car insurance; however, the most direct way to save is by shopping around for quotes. If you can get at least 3 quotes from separate companies, you’re well on your way to making sure you get desirable rates. Not every insurer will have the same discounts or incentives, this is why shopping around and doing your research is important.
There are also risk factors involved in the calculation of your insurance premium. Things like location, demographics, and driving history can help or harm you when trying to lower your premium.
Driving history is generally a measure of responsibility behind the wheel. If you have few to no traffic citations or accident reports, your premium will likely be on the lower side. However, if you’re under 25 years of age and male you might see a rise in rates. Drivers under 25 are generally considered inexperienced, and men have a higher propensity to drive recklessly.
Location factors into things as well. If you live in an area that sees higher volumes of traffic congestion, you, yourself, are at a higher risk of an accident. Insurance companies take note of this, and raise your insurance premium as it becomes riskier to insure you.
The most recent Rainier model, the 2007, had a lot of safety features that its competitors did. However, it receives average scores from federal crash tests at best. It’s gotten 3/5 stars for driver’s side protection, 4/5 stars for passengers, though it received 5/5 stars on side crash tests. The IIHS stopped testing the Rainier since 2004, when it received an overall ranking of “marginal”. Marginal is the IIHS’ second-lowest score.
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