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The SRX is a crossover SUV in Cadillac’s lineup. How much is it going to cost to get it insured, however? It helps to think about these things before making a purchase decision. There are a variety of factors that go into an insurance company’s decision making process when quoting you a price. Read on to learn more about how you can save on your Cadillac SRX insurance.
This small crossover SUV sports a 3.0 liter V6, though it can be outfitted with a 2.8-liter turbocharged V6 for a fair amount of additional power. It is a fast little car, and it can be opted for all-wheel driver or front-wheel drive.
This luxury crossover has a wide array of creature comforts. It’s offered in 4 trim levels: the base, luxury, performance, and premium. The base model comes equipped with such features as: automatic climate control, power driver seat, and an 8-speaker Bose stereo. As you go up in trim level, you’re going to see various bells and whistles added. They can range from sunroofs, to leather upholstery, to navigation systems, and even rear-view cameras.
Insurance costs will vary from insurer to insurer and driver to driver, but SRX owners paid an average of $1,500 annually to insure their car.
That said, there are ways to lower your insurance premium. It all starts with shopping around for quotes. Get at least 3 quotes from separate companies so that you can compare and contrast rates. They will all have different discounts, and some may have incentive programs that others don’t. So, it’s always a good idea to look around before sticking with one.
Another thing you can do is consider going without certain levels of coverage. Certainly, the deductible is one of the first things people might think about. Consider how much your vehicle has depreciated, how much it would cost to repair, and your driving history.
If you haven’t had an accident in a long time, and your car is older than it used to be, it might behoove you to raise your deductible. Obviously, it’s a tradeoff. A lower deductible saves you money out of pocket in the event of an accident, but costs you more on a monthly basis. If you haven’t had an accident in years, a higher deductible might be a good choice for you, as you’ll see the savings on a monthly basis.
The NHTSA has given the 2012 SRX 4/5 stars for rollover crash tests, though has yet to test the SRX for other impact strength tests. The IIHS also hasn’t tested the 2012 IIHS yet; however, the 2011 version was recognized as a Top Safety Pick. This means it got the top score of good on all of its crash tests. Safety ratings can help lower your insurance premium.
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