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The 300 is a luxury sedan in Chrysler’s lineup. Starting at just over $28,000, the car is attractively priced for an entry-level luxury sedan. However, as a buyer in the market for a new car, you should take the costs of ownership into consideration. What will fuel economy look like? Will it be costly to repair this model? How much will you be paying for car insurance? If you’d like to learn how to save on Chrysler 300 insurance, please read on.
The Chrysler 300 is available in 6 trim levels: the base, Limited, 300 S V6, 300 S V8, 300 C as well as the SRT8. The base model comes with automatic transmission as standard as well as a 3.6 liter V6. The 300 S V6 as well as the Limited versions share this engine. The 300C and 300 S V8 get a more powerful engine in the form of a 5.7 liter V8, while the SRT8 gets the most powerful engine with a 6.3 liter V8.
Standard on such models are such things you’d come to expect on luxury cars like: automatic climate control, keyless entry and ignition, power driver seat, and other features. Upgrading through the trim levels will net you more amenities. The Limited and 300C models, for example, will get you a rearview camera, a premium stereo, and heated front seats as well as other features. Customize your 300 model to your tastes.
There are several factors that go into your premium calculation. One of the biggest factors that can help or harm you is driving history.
Do you have a clean record? By simply having a clean driving history you can see lower rates. Many insurers reward safe driving behavior. However, if you have a couple of traffic tickets or accidents under your belt in recent years, you could see an increase.
Another contributing factor is area. Do you live in an area that sees high volumes of traffic congestion? That could be a factor that harms you. While you might be a safe driver, the simple fact of the matter is that the pool of drivers around you might not be.
Remember to shop around for quotes. Get quotes from at least 3 different insurers; this way you will ensure you get the best rates.
These ratings are important because they can potentially lower your premium.
The 2012 300 model received recognition as the IIHS’ Top Safety Pick, a title that can only be given if a car has received the top score of “Good” on all of its crash tests. The federal government rated it similarly, and scored it with 5/5 stars on front and side impact tests as well as 4/5 stars on rollover risk.
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