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The PT Cruiser is a wagon in Chrysler’s lineup. The line was discontinued, but the most recent model, the 2010 PT Cruiser, is going for around $14,000 used. However, as a buyer in the market for a car, you should take the costs of ownership into consideration. Will fuel efficiency be an issue with this model? What does it cost to repair the car? What will your monthly insurance premiums be? If you’d like to learn how to save on Chrysler PT Cruiser insurance, read on.
The most recent PT Cruiser is powered by a 2.4 liter engine which proves to give the driver a fun drive once it gets going. It has adequate handling, and proves to be comfortable on the road. Among the negatives on this model are the below average fuel economy, and the amount of time it takes to accelerate. For a limited time, 05-08, it was offered in a convertible body style.
One of the best ways to save is by doing research before you stick with an auto insurance company. Remember that not all of them are going to have the same offers or discounts. By getting several quotes, one from at least 3 different insurers, should guarantee that you’ll get one of the best rates. You’ll be able to compare and pick the one that is right for you.
Another way you can save is by potentially removing certain levels of coverage that you don’t need anymore. Are you a safe driver that hasn’t had an accident in several years? Maybe you should consider raising the deductible on your collision and comprehensive coverage. Consider the tangible monthly savings you’ll be getting by reducing that coverage when compared to the potential savings you’ll get from a lower deductible in the event of an accident.
Most often insurance companies will even give you a discount for simply being a safe driver. Insurance is a matter of risk management, so the less of a risk you pose to your insurer, the more likely that savings will be passed along to you.
These ratings are important, because they could help lower your insurance payments. The federal government stopped crash testing this model in 2008. The IIHS on the other hand has given the PT Cruiser the top score of “Good” for frontal impact protection; however, it received the lowest score of “Poor” when it was put to side impact crash tests. This is taking into account the side airbags.
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