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The Mustang is what you think of when you hear the words all-American muscle car. It’s a household name, and very coveted by many. Its MSRP starts at around $22,000 for the base model, but what are the associated costs? It’s important to do a bit of research into how much it’s going to cost you to insure this car. Being a muscle car that’s built for speed, your insurance rates might not be the best; however, there are ways to reduce your Ford Mustang insurance premium. Read on to find out how to save!
There are many variables that insurers consider when quoting you an insurance premium. With the Mustang, your driving record and car use will probably be the biggest factors considered.
If your driving history is clean, you’ll likely see lower rates than the average driver. Also, consider how much you’ll be using your car. Is this the car you’ll be driving to work every day, or will it be more for weekend outings? Lower annual usage usually correlates to savings.
As always, be sure to shop around and get various quotes. There will be some insurers that offer more discounts and incentives than others. Don’t stick with the first quote you’re given, variety is the spice of life.
The Mustang has a very desirable sticker price for what you get with the package. The standard V6 Mustang comes equipped with a 3.7 liter engine that shells out 305 horsepower. However, if that doesn’t quite tickle your fancy yet, the GT trim offers a 5.0 liter V8 that puts out an impressive 412 hp.
The car is offered in two body styles: coupes and convertibles. They come standard with manual transmission, though the option of an automatic is available. The base model of the Mustang is equipped with a sound system with CD player and auxiliary jack. In addition to this, the Mustang enjoys antilock brakes, various power accessories, and stability control. The interior is handsome and refined.
Upgrading to the GT trim can net you a nice selection of various tech options. You can outfit your car with Ford’s Sync system, for example.
Safety features can also net you some savings on car insurance. You’ll be happy to know that the Mustang has earned 5/5 stars on the federal government’s rollover crash tests. However, the 2012 has yet to be tested for other crash tests. The IIHS has given the 2011 Mustang convertible scores of “Good” for front and rear crash tests as well as side impacts. The coupe received a score of “Acceptable” considered the second-highest score the IIHS gives.
So, don’t hesitate; obtain your own personalized quotes today by entering your zip code.