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The Envoy is a midsize SUV in GMC’s repertoire of cars. This particular model was discontinued in 2009 along with some others during the economic downturn. A used GMC Envoy in good condition starts at around $18,500, now. However, as a buyer in the market for a car, you should also take a look at the costs of ownership. What kind of fuel efficiency does this model get? How much will you have to pay for car insurance? If you’d like to learn how to save on GMC Envoy insurance, read on.
The Envoy provides a smooth ride, as it has a relatively comfortable interior. However, if you plan to be weaving in and out of lanes, look elsewhere. The steering and handling is clumsy and awkward on the road. Off-road, the Envoy is able to go through most conventional terrain you’d be likely to find when going camping and such.
It is offered in three trims: the SLE, SLT, and Denali. The base SLE trim level equips the Envoy with OnStar, keyless entry, a suite of power accessories, dual-zone air conditioning, as well as a stereo with CD player and satellite radio capability. As you upgrade in trim, you’ll see more features. The SLT for example adds automatic climate control, leather upholstery, a trip computer, as well as power driver seat to the mix of features. The Denali changes appearances slightly with a new grille, 18-inch alloy wheels, heated seats, and an upgraded stereo.
On average, Envoy owners have paid around $1,300 annually to insure this car. In addition, its MPG isn’t so great, giving you 14/20 city/hwy. So, how can we cut costs?
Well, perhaps the best thing you can do for yourself is to shop around for various insurance companies. Choose 3 different insurers at minimum, and ask for a quote. It’s important to do your research, because not every company will offer you the same rates. This is due to different discounts, incentives, etc. So, by getting various quotes, you’re ensuring that you will essentially get the best deal.
It can also be as simple as being a safe driver. The less risk you pose to an insurer, the more savings will be passed along to you, the policyholder. Almost every, if not every, insurer offers a discount and various benefits the longer you remain accident-free.
The safer your car is perceived to be by the insurance companies, the lower your premium will be. This is why it’s important to look at these ratings.
The federal government has given this car 4/5 stars for passenger safety, 5/5 stars for front and rear seat protection, and an average 3/5 stars for driver safety in front-side crashes. The IIHS has given it the second-best rating of “Acceptable” for front-side crash tests, and the second-lowest score of “Marginal” on side crash tests.
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