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Hummers started out as military vehicles in the late 70’s, starting with the H1. The H2 is bigger than the H1, though it looks around the same size. It was discontinued in 2009.
While it might have an attractive sticker price, you should always consider the costs of ownership. What will fuel economy look like? Are they costly to maintain? What will your insurance premiums be on an annual or monthly basis? It doesn’t just end at the MSRP. If you’d like to learn more about how to save money on your Hummer H2 Insurance, read on.
The most recent H2 is powered by an impressive 6.2 liter V8 with automatic transmission. It has an intense amount of power, and really goes when it is accelerated. It is rugged and thus perfect for off-road scenarios.
In the city, the sheer width of the H2 can be a problem. It has unfortunate blind spots that sometimes make it difficult to park in garages. However, it has a comfortable interior in the front, though taller individuals might feel a bit cramped in the back. All in all, it is a solid performer in its class.
So you’ve decided to purchase an H2 Hummer. What’s next? Insurance should probably be next on your to-do list. There are several risk factors that can positively or negatively affect your insurance premium.
Perhaps the biggest factor that insurers look at is driving histories. If you don’t have any traffic citations or accidents on record, then you’ll see lower interest rates. On the flip side of that coin, if you have been in a few accidents and filed claims, you’ll be viewed as a higher risk. You can expect the insurance company to pass along the costs to you.
Another measure of responsibility that insurers also use is credit score. If you have a high credit score, you’re usually in a financial position to meet your obligations in a timely manner. This translates as positive to them, because you’ll be able to make your premium payments in a timely fashion.
Yet another potential factor is location. Do you live in an area that has high theft rates or high volumes of traffic congestion? These could adversely affect your getting a lower premium. Higher theft rates will make it more risky to insure you with comprehensive coverage, while increased traffic makes you more likely to have an accident and therefore more costly to insure with collision.
These can help you save on insurance. The most current H2 hasn’t been rated by the federal government for crash testing or the IIHS. However, it does have some safety features and plenty of airbags.
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