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The Liberty is a compact SUV in Jeep’s repertoire. It starts at just over $23,000, making it an attractive choice. However, as a buyer in the market for a car, you should also take the costs of ownership into consideration. Expenses won’t just stop at the sticker price. Consider fuel economy, how expensive it is to repair, and insurance costs. If you’d like to learn more about Jeep Liberty Insurance, read on.
The Liberty is an OK choice in its class; however, you could probably do better if you tried. Performance is adequate, though don’t think about taking this car off-road as it lacks the power that other Jeep models possess. Its 3.7 liter V6 strains to move this car, and acceleration is sluggish.
Fuel economy is fairly lackluster on this model, and the interior will leave you wanting. It’s made with cheap-looking materials. It’s available in three trim levels, each adding their own unique features. If you plan to get a Liberty, you may want to give it a bit of personality, because it is fairly lacking.
Average insurance costs are estimated to be around $1,500 annually. How can we reduce that number?
Well, first of all, knowledge is power. You should know what factors go into your premium calculation. The most important one is the obvious one: Driving History. If you have a few accidents under your belt, you could see higher rates. The reason for this is that it is almost a direct gauge of how responsible you are behind the wheel. The better you drive, the less risk you pose to the insurer.
One way of cutting costs, is to thoroughly examine your insurance policy. What exactly are you paying for, and is there anything that you can trim off? For example, if you haven’t been in an accident for a couple of years, you might consider raising the deductible on your collision and comprehensive coverage. Your monthly premium will go down, but you will be responsible for more up front in the event of an accident. However, if you’re a safe driver, and haven’t had an accident in a while, it could translate to savings for you.
The 2012 Liberty hasn’t done very well in crash tests administered by the government. Overall, it scored 3/5 stars. Here’s a breakdown:
The IIHS has scored it similarly, giving it the top score of “good” on roof strength tests. However, it receives a low score of “marginal” on side impact tests”, and a score of “acceptable” on rear impact tests. These ratings are important because they can help lower or raise your insurance costs.
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