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The Wrangler is perhaps the most well-known SUV in Jeep’s repertoire. Starting at around $22,000, this all American SUV is attractively priced. However, you should know that an attractive sticker price isn’t everything. There are costs of ownership to be considered. What is the fuel economy on the car? How expensive is it to maintain and repair the car? What will insurance premiums be? All of these are good questions. Please read on, if you’d like to learn more about Jeep Wrangler Insurance.
The Wrangler is a bit rough around the edges, but it is the epitome of what Jeep is all about. Its image and ability to go off-road are practically unmatched by its competitors.
All Wranglers are equipped with a 3.6 liter V6 engine, which provides more than adequate acceleration in addition to a pretty good fuel economy for a V6. Standard on this car is also four wheel drive, as well as a manual six speed transmission. Hill-start assist is a staple in all models as well.
The Wrangler is offered in two body styles: The regular Wrangler which is a two-door with a short wheelbase, and the Wrangler Unlimited which is a four door with a long wheel-base. You can deck both of these out with a variety of trim levels that add several features.
On average, insuring a Jeep Wrangler will cost around $1,000 annually. However, how can we bring this number down, and put some cash in your pocket?
Well, there are several things you should know, and some things you can do. Firstly, you should know that a variety of factors can go into your insurance premium calculation. You know about driving history most likely, but did you know that something like location can help or harm you?
If you live in an area that sees high volumes of traffic, you can bet that your insurance premiums will be a bit higher than the average person. Heavy traffic means you’re at a higher risk of being in an accident. What do car theft rates look like near your garaging address? Chances are that comprehensive coverage will be cheaper if you live in a secure environment.
Those aside, look at your insurance policy and ask yourself what you need and what you don’t need. Sometimes we have levels of coverage in our policies that no longer realistically make sense. For example, if you haven’t been in an accident for a couple of years, you might consider raising the deductible on your collision and comprehensive coverage. By doing this you’ll have to pay more of an up-front cost, but the silver lining is that you’ll be saving on your monthly insurance payments.
These can also help lower your insurance premium. The NHTSA hasn’t tested the 2012 Wrangler completely, but the SUV did receive 3/5 stars on rollover crash tests. The IIHS has also tested the Wrangler, and given it the following scores:
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