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The Mazda 3 is a compact sedan in Mazda’s lineup. It starts at just above $15,000, making it an attractively priced car. However, expenses don’t end after you finish paying off your car. There is fuel economy, insurance costs, and repair costs to consider. These are the costs of owning a car. So, if you’d like to learn how to save on your Mazda 3 insurance, please continue reading.
The Mazda 3 is available in a whopping 6 trim levels and is also available in both sedan form, as well as a 4-door hatchback. This leaves the consumer a lot of room to customize their car.
The base i SV model comes equipped with a 2.0 liter 4 cylinder engine, while the i Touring and i Grand Touring models get a more fuel efficient version of the same engine. If you’re in need of a little extra kick when you want your car to accelerate, the s-line of Mazda 3’s sports a 2.5 liter 4 cylinder engine that provides ample power for a more spirited drive.
In addition to this, the Mazda 3 doesn’t skimp out on creature comforts. While most cars in this class sacrifice looks and features for a more economic price, the Mazda 3 has a surprisingly acceptable blend of both price economy and features.
Perhaps the best way to save on auto insurance is by shopping around for car insurance companies. Don’t just stick with the first quote you’re given. Get several quotes from different insurance companies. This way you’ll ensure that you’re being given the best rates. Some insurers will have incentives and discounts that others do not.
Another thing that you might consider doing is looking at your existing policy, and perhaps cutting out certain levels of coverage. If you’ve been accident-free for the past couple of years, you might consider reducing your collision and comprehensive coverage by raising the deductible. You will be responsible for more money up front in the event of an accident; however, you will see tangible savings on your monthly premium that aren’t contingent upon you being involved in an accident.
The 2012 Mazda 3 has been named an IIHS Top Safety Pick. The only way that cars can receive this title is by passing all crash tests with a top score of “Good”. In addition, the federal government has given the Mazda 3 four out of five stars overall. On individual tests, the car has received 5/5 stars for frontal crash tests, 3/5 stars for side crash tests and 4/5 stars for rollover crash tests.
These ratings are important, because the safer your car is perceived to be by your insurer, the lower your premiums are likely to be.
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