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Mazda 5: Getting Insured
The Mazda 5 is a minivan in Mazda’s lineup. Starting at just under $20,000, it is an attractively priced car. However, sticker prices aren’t always anything. As a buyer in the market for a new car, you should consider the costs of owning a given car. What kind of fuel economy does the car get? What will it cost to repair the car? What will insurance premiums look like? If you’d like to learn more on how to save on Mazda 5 insurance insurance, read on.
The Mazda 5 is available in 3 trim levels: Sport, Touring, and Grand Touring. The base Sport trim level will net you a full suite of power accessories, a 6-speaker stereo and automatic climate control. When you upgrade further in trim levels, you will see more amenities.
For example, the Touring equips the minivan with fog lights, Bluetooth connectivity, as well as a trip computer. The luxurious Grand Touring model further equips the car with xenon headlights, leather seating, a six-CD changer, sun roof, and heated front seats.
In addition to these features, there are packages you can opt for that will net you a navigation system and other tech features.
Perhaps the best way to save on auto insurance is by shopping around for car insurance companies. Don’t just stick with the first quote you’re given. Get several quotes from different insurance companies. This way you’ll ensure that you’re being given the best rates. Some insurers will have incentives and discounts that others do not.
Another thing that you might consider doing is looking at your existing policy, and perhaps cutting out certain levels of coverage. If you’ve been accident-free for the past couple of years, you might consider reducing your collision and comprehensive coverage by raising the deductible. You will be responsible for more money up front in the event of an accident; however, you will see tangible savings on your monthly premium that aren’t contingent upon you being involved in an accident.
Safety ratings are important, because the safer your car is perceived to be, the more an insurer will pass along the savings to you. It’s a matter of risk management.
Neither the federal government, nor the IIHS have reviewed the 2012 Mazda 5 yet. However, previous models scored well on safety. It has earned 5/5 stars on front crash tests as well as side-impact tests, and earned 4/5 stars on its rollover risk rating. In addition to this, the Mazda 5 has a long list of safety features to protect you like: stability control, airbags (Curtain, front, side), and traction control.
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