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Produced from 2003-2009, the CLK was a luxury coupe in Mercedes’ repertoire. It was also offered as a convertible. Luxury cars are a bit pricey, and you should expect similar treatment in the auto insurance arena. As of 2009, when the CLK was discontinued, insurance costs for this car were as high as $1850 annually. As a car buyer or owner, you’ll always want to know the associated costs of owning said car. The sticker price isn’t always the end of it. If you’d like to learn more about Mercedes CLK insurance, please read on.
The latest form of this coupe had a wide variety of standard features and equipment. For example, it sported: Leather seating, power options, power seats, and climate control. It could be further equipped by purchasing one with the various packages Mercedes offers. With the sports appearance package, for example, you could upgrade to a premium stereo, keyless ignition, and a GPS navigation system.
They were mostly offered in base V6 engines, though you have the option of getting the one with the more powerful V8. It’s plenty fast, looks every bit as elegant as you would expect a Mercedes to be, but the steering is slightly more sluggish than anticipated. All in all it is a very comfortable car.
Insurance costs, as previously stated, could be as high as $1850. However, there are various factors that go into your premium calculation that you should be aware of, so you can take advantage of them.
Some of those risk factors are: driving history, location, and credit score.
Driving histories and credit scores are usually good gauges of how responsible a person is. Credit scores denote financial responsibility, and ability to pay obligations. It shows insurance companies, you won’t have a hard time paying your premiums on time. Clean driving histories show insurance companies that you are low risk, because you drive carefully and conscientiously. On the flip side of that coin, if you have a lot of traffic citations, you could see higher premiums, as you are higher risk.
Another factor that is more dependent on environment is location. Do you live in an area that sees high volumes of traffic? You’re immediately at a higher risk of being in an accident, and you’ll likely see an increase if you’re moving from rural or suburban area.
The 2009 CLK hasn’t been tested by the IIHS or the federal government. Regardless, the car has a long list of safety equipment that can protect drivers and passengers in the event of an accident. It has active head restraints, anti-lock brakes, brake assist, and electronic stability control. These are all standard.
The coupes have side curtain airbags, while the convertibles do not for obvious reasons.
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