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The Vibe was a compact hatchback in Pontiac’s lineup before the Pontiac brand was dissolved during GM’s financial crisis. The most recent model is the 2010 version, and is currently going for around $13,000. While this might be an attractive bargain, you’ll want to consider the costs of ownership in addition to the MSRP. Your expenses don’t end once you finish paying off the car. Ask yourself if fuel economy will be an issue? Is the car costly to repair? What will insurance premiums be? If you’d like to learn to save more on your Pontiac Vibe insurance, read on.
The Vibe is an affordable and reasonable car for those who want to get from A to B. It’s a comfortable car with plenty of cargo space and rear-seat space. In addition to this, the base 1.8 liter engine gets pretty good fuel economy, while the Vibes equipped with the 2.4 liter engine get average fuel economy at best.
The 2010 Vibe is offered in two trim levels: the base and GT. The base is equipped with the 1.8 liter engine. Standard on the base version come the following features: modest 4-speaker radio with CD and satellite radio capability, though it is incredibly lacking in creature comforts you’d come to expect in a basic car.
If you equip the base with the 2.4 liter engine, you see the basic stuff you’d expect like air conditioning, while upgrading to the GT nets you additional features. However, it is a relatively feature-starved car. It is very bare bones.
Perhaps the best way to save on auto insurance is by shopping around for car insurance companies. Don’t just stick with the first quote you’re given. Get several quotes from different insurance companies. This way you’ll ensure that you’re being given the best rates. Some insurers will have incentives and discounts that others do not.
Another thing that you might consider doing is looking at your existing policy, and perhaps cutting out certain levels of coverage. If you’ve been accident-free for the past couple of years, you might consider reducing your collision and comprehensive coverage by raising the deductible. You will be responsible for more money up front in the event of an accident; however, you will see tangible savings on your monthly premium that aren’t contingent upon you being involved in an accident.
The IIHS gave the 2009 Vibe the best rating of “Good” on its side and front impact tests, while they have not reviewed the 2010 version. The NHTSA, on the other hand, has given the Vibe 5/5 stars on front impact and side impact tests. It has also received 4/5 stars on rear protection, and got 4/5 stars overall.
These ratings are important, because the safer your car is perceived to be by an insurer, the more savings will likely be passed along to you. It is a matter of risk management.
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