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The Cayenne is a midsize, luxury SUV in Porsche’s fleet. It starts at just under $49,000, making it a pricey choice. However, the sticker price isn’t everything. As a buyer in the market for a new car, you’ll have to consider the associated costs of ownership. What will fuel economy be? Will it be costly to repair this car? What will your insurance premium be? If you’d like to learn how to save on your Porsche Cayenne insurance, please read on.
The Cayenne is offered in several trim levels, and offers a wide variety of customizable optional packages. Each trim level gets a different engine choice. The base Cayenne will net you a 3.6 liter V6 which has more than ample power to propel the car forward, while getting a Cayenne S model will get you an impressive 4.8 liter V8.
The car has great handling as well as suspension for an SUV, and its interior is exceptionally handsome. If you’re looking for a luxury SUV without compromising performance, this is the car for you. Just about the only thing disappointing about the Cayenne is cargo space, and the expensive price tag.
Porsche Cayenne owners have paid around $1,600 for insurance annually on average. Repairs aren’t that cheap either, given the caliber of the car. So, how can you bring down your expenses?
The easiest and often overlooked way to lower your insurance premium is by doing a bit of preliminary research on the insurance companies. Shop around and get quotes from at least 3 different insurers. Keep in mind that not every insurance company will have the same rates and discounts that the other does. So, by shopping around, you are ensuring you get the best possible rates.
In addition to this, you might consider dropping or lowering certain levels of existing coverage. Review your existing policy for any coverage levels you might not be utilizing. For example, let’s say you have been accident-free for several years. You are protected by a $500 deductible for collision and comprehensive. You may consider raising the deductible.
This would translate into concrete monthly savings, though you would be responsible for more costs up front in the event of an accident. One benefit is more situational, while the other is guaranteed. Play around with the numbers and see if the monthly savings are worth it for you.
The 2012 Cayenne hasn’t been tested by the IIHS or the NHTSA. However, it has several safety features that should put you at ease. These are important because the safer your car is perceived by your insurer, the less you will likely have to pay on your insurance.
This car has the following safety features: 7 airbags, anti-lock brakes, rear parking sensors as well as rear view camera.
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