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The Cayman is a luxury sports coupe in Porsche’s lineup. It starts at just under $52,000, making it a pricey choice. However, the sticker price isn’t everything. Your expenses don’t end after you’ve paid your car loan. You’ll have to consider the costs of ownership. What kind of fuel economy does this model get? What will repair costs be? How much are you going to be paying for insurance? If you’d like to learn how to save on Porsche Cayman insurance, read on.
The Cayman comes standard with a 6-speed manual transmission, though it can be outfitted with an optional automatic transmission with paddle-shifters mounted on the wheel. It is offered in a variety of models including: the base, Cayman S, Black Edition, and the Cayman R.
These all correspond to different engines. The base Cayman has a 2.9 liter V6, while the Cayman S corresponds to the 3.4 liter, while the Black edition and the Cayman R both get a 330 horsepower version of the Cayman S’ version.
Luxury and sporty handling are included here in one single package. Porsche, as with most of its models, offers various optional packages to help you customize your car to your tastes.
So, how can you save on car insurance? Perhaps the easiest and most often overlooked way is simply to shop around for insurance companies. By doing your research you can greatly cut costs. Keep in mind that your rates will likely vary from insurer to insurer. Some might not offer certain incentives or discounts, while others might. This way you’ll ensure that you’ll get the best rates.
Another simple way to reduce your monthly premium is by being a safe driver. Generally, most of the insurance companies out there will reward safe drivers. Insuring you is a matter of risk management. The lower the risk you pose to your insurer, the more you’ll see in savings.
In addition, you might consider looking at your existing policy and reducing certain levels of coverage. If you’ve been accident-free for a few years, you might consider raising your collision and comprehensive deductible. While you might be responsible for more costs up front in the event of an accident, the monthly savings you’ll see by increasing the deductible and reducing your premium are not contingent upon being in an accident.
These are important, because the safer your car is perceived by your insurer, the more you’ll likely save on car insurance. It’s a matter of risk management.
While the Cayman has not been crash tested by the IIHS or the federal government, it does have several standard safety features like airbags and anti-lock brakes.
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