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Subaru Impreza: Getting Insured
The Subaru Impreza is a great selection if you’re in the market for a compact sedan. It starts at around $17,500 making it an affordable choice in its class. However, an attractive sticker price isn’t everything you should be on the lookout for. New car buyers should always consider the costs of owning a certain car. For example, what is car insurance going to cost you on a monthly basis? To learn how to save on your Subaru Impreza insurance, read on.
Excellent performance and handsome styling exemplify the Subaru Impreza. Its AWD gives unparalleled control, especially on slippery roads during inclement weather. It’s offered in a variety of trim levels including: 2.5i, 2.5i Premium, WRX, WRX STI, WRX Premium, WRX Limited, and Outback Sport.
The base 2.5i trim level sports a 2.5 liter 4 cylinder engine that provides an ample amount of pickup for any driver; however, upgrading to the WRX will net you a turbocharged version of this engine. Upgrading further to the STI will equip the Impreza with an even more powerful engine.
The only reported downside to this car is the road noise, as it gets louder at higher speeds. All in all, however, the Impreza makes for a relatively comfortable and potentially spirited drive.
There is one surefire way to lower your insurance costs, and that is by doing your research. It’s been proven that the best way to lower your insurance premium is by shopping around for quotes. As a rule of thumb, you should get at least 3 quotes, one from a different insurer. Not every insurer will have the same incentives of discounts, so you’ll be ensuring you get the best possible rates.
In addition to this, there are a variety of risk factors that go into an insurer’s decision-making process when insuring you. Such things as driving history, location, and even age can play a role. For example, drivers under 25 are considered more inexperienced, and sometimes by extension, reckless. Therefore they pay higher premiums. If you have a squeaky clean driving record, however, then you could see a reduction in your payments.
If you live in an area that sees frequently high volumes of traffic congestion, you could see a rate hike. This tells insurers that even though you might be a good driver, the high volumes of people driving around you might not be. You are at a higher risk of an accident with so many people on the road.
The 2012 Impreza hasn’t been tested by the federal government, though the IIHS has recognized it as a top safety pick. This means that the Impreza scored the highest possible score of “Good” on all of the IIHS’ crash tests including: front, side, roof, and rear impact tests. Safety ratings are important because they can potentially lower your rates.
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