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If you’re interested in a mid-size sedan, then the Suzuki Kizashi might be the car for you. The MSRP starts at around $19,000, making it an affordable choice. However, you have to factor in the costs of ownership. What’s fuel economy like? The base model, for example, gets 21/31 mpg. What will your insurance rates look like on a monthly basis? New car drivers need to factor these things in, as an attractive sticker price isn’t everything. If you’d like to learn how to save more on Suzuki Kizashi insurance, read on.
The Kizashi is hailed as an affordable midsize sedan with impressive handling. Its 2.4 liter 4 cylinder engine is enough for daily uses of the car. It comes standard with front-wheel drive; however it is also offered in all-wheel drive. It’s offered in a variety of trim levels including: S, SE, Sport GTS and Sport SLS.
Standard on all trim levels are the following features: full power accessories, automatic climate control, keyless ignition, satellite radio, and a stereo with CD/USB port. As you upgrade in trim levels, however, you can see such amenities as: power seats, leather interior, sunroof, and an upgraded sound system.
With attractive styling, peppy engine, and an affordable price, what’s not to love about the Kizashi?
Shop around for quotes. This is the single most important part of lowering your insurance costs. As a rule of thumb, get quotes from at least 3 different insurers. This in turn ensures that you can compare and contrast so that you can get the best rates. Remember, not every insurance company will have the same benefits, offers, or discounts.
Also consider lowering or getting rid of levels of coverage that you don’t need. For example, if you find that you’re a safe driver and haven’t been in an accident lately, you might consider raising the deductible on your comprehensive and collision coverage. Since you’re a cautious driver and haven’t been in an accident, you’ll be saving on a monthly basis. However, bear in mind that should you be in an accident, you’ll be responsible for more money up front. It is a tradeoff.
Other factors go into your premium calculation. One of the more important factors is driving history. If you are a safe driver, you are less risky to insure. Therefore your insurance companies will pass the savings along to you.
Safety ratings are important because they can help lower your monthly premium. The 2012 Kizashi has only been tested for rollover crash tests by the federal government; however it received 4/5 stars. The IIHS has also tested the Kizashi, and it has received the top score of “good” for front, side and rear crash tests. However, on roof tests, it received the second-highest score of “acceptable”.
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