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If you’re interested in a compact sedan, then the Suzuki SX4 might be the right fit for you. It starts at around $13,500, making it an incredibly affordable car. However, a really attractive sticker price isn’t everything. New car buyers will have to factor in the costs of ownership into their calculations. One such cost is car insurance. If you’d like to learn on how to save on your Suzuki SX4 insurance premium, read on.
The SX4 is a spacious car, and the interior by far is what most impresses about the car given the price. The steering wheel is a bit jealous, providing a rather firm, yet responsive ride.
It’s offered in a variety of trim levels including the: SX4 Sedan, LE, and LE Popular packages. Standard on all models is a 2.0 liter 4 cylinder engine that provides ample acceleration for most day-to-day needs. The base model also sports is lacking in creature comforts, though it does provide power options, 40/60 folding seat, and daytime running lights. Safety features are the same across the board, no matter which trim level you choose.
As you upgrade in trim levels, you can see amenities that are taken for granted as standard on most cars like: air conditioning, AM/FM radio with CD.
The best way to save on car insurance is to do your research before making a purchase. By getting at least 3 quotes from different insurers, you can better your chances at getting a better rate. This way you can compare and contrast, as not all insurance companies offer the same incentives and discounts.
In addition to this, the SX4 is by no means an expensive or luxury car. Generally those types of cars are costlier to insure.
There are also a set of risk factors that go into your premium calculation. Such things as location and driving history can help or harm you. If you have a driving record free of traffic violations or accident reports, you can see a lower rate. Likewise, if you live in an area that sees frequent volumes of high traffic congestion, you might see higher rates. Even though you’re a safe driver, that doesn’t mean the person driving next to you is; being in an area that sees high traffic puts you at a higher risk of being in an accident.
Safety ratings are important because they can help lower your insurance costs. The federal government hasn’t tested the SX4 extensively, but it has received 4/5 stars on its rollover crash tests. The IIHS, however, has given the SX4 the top score of “good” for front and side crash tests. It receives the second-lowest score of “marginal” on rear crash tests though. As of yet, the IIHS has not tested it for roof strength tests.
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