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The S60 is a luxury sedan in Volvo’s fleet. Starting at just over $31,000, it is an attractively priced entry-level luxury sedan. However, the MSRP isn’t everything. As a buyer you’ll want to consider the costs of owning a given car. Will fuel economy be an issue? What do repair costs look like? What will your monthly insurance premium be? If you’d like to learn more on how to save on your Volvo S60 insurance premium, please continue reading.
This midsize luxury sedan is both comfortable and elegant. The car provides a smooth drive, and has enough pickup for those times when you want to really hit the gas. The optional all-wheel drive version is ideal for those of us who require a little more control behind the wheel.
It is available in three trim levels: the T5, T6 and T6 R-Design. Standard on all models are the following features: automatic climate control and an impressive 8-speaker stereo with Bluetooth connectivity among other features. You’ll see more gadgets as you upgrade in trim level.
For example, the T6 nets you an upgraded 3.0 liter V6 that provides you with ample power as well as leather upholstery. The top of the line T6 R-Design adds a more potent version of the T6’s V6, as well as European style xenon headlights, sports seats, and a sunroof. You can also further deck out your car in luxury features with optional packages.
There are ways to lower your car insurance. Knowledge is power, so it’s important to know what factors go into your insurance premium calculation. Probably the most obvious factor is driving history. If you show your insurer that you are a conscientious driver, he will likely pass the savings along to you in the form of a discount.
Insurance is a matter of risk management, and the lower risk you pose to your insurer, the lower your premium will likely be.
Another factor that could help or harm you is location. Do you live in an area that sees frequent traffic congestion? Even though you’re a safe driver, you’ll be at a higher risk of being in an accident in that environment because there is a higher propensity of someone driving near you being a bad driver..
Another location factor might be car theft rates in your neighborhood. If you currently carry comprehensive coverage, and live in a neighborhood with high car theft rates, you could see your rates increase.
These ratings are important, because they could help you save on car insurance. The safer your car is perceived by an insurer, the more you will likely save. Currently the 2012 S60 has received 5/5 stars from the federal government for all crash tests (Front, side and rollover). The IIHS has also named this car a “Top Safety Pick”. This recognition is only given when a car receives a top score of “Good” on all crash tests.
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