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Together, the following three companies make up the Central Insurance Companies:

  • CMI Lloyds of Texas
  • All America Insurance Company
  • Central Mutual Insurance Company

Headquartered in Van Wert, Ohio, the Central Insurance Companies have been in operation since the year 1876. Today, they provide coverage in eighteen different states to nearly 400,000 insurance customers. In order to procure a quote from either of the three companies, you will have to personally contact one of their agents. They do not offer insurance quotes online at this time. Due to their commitment to personal service with their customers, they have garnered themselves an “A – Excellent” rating with A.M. Best.

The History of the Central Car Insurance Companies

Beginning their business in Post-Civil War America, Central Car Insurance companies eventually changed from a local business model to an interstate business model in the year 1883. The “roaring 20’s” in the US were just as prosperous for Central Insurance as the rest of the nation, eventually accumulating $3 million dollars in assets.

When the Great Depression hit in the 1930’s, the Central Intelligence companies were one of the few businesses to not only survive the financial strife, but actually accumulate reliable growth. Around 1940, Central’s continued success led to the opening of an additional branch office in Boston. This trend was followed by Dallas around 1951 and eventually Atlanta in the year 1956. By then, they had grown their assets to a stunning $25 million. They still enjoy financial success to this day.

Auto-Plus Coverage from Central

  • Collision Deductible Waiver – The collision deductible is waved in the event you are involved in a collision with a hit-and-run motorist
  • Towing and Labor – Provides $100 worth of coverage for towing your damaged vehicle to a body shop
  • Medical Payments – Along with your typical medical payment amount of coverage, Central Insurance will double it if you happen to be wearing a seatbelt when you sustain any injuries

Special Auto Policy Benefits

  • Windshield Deductible Waiver – In special cases of damage, such as from flying debris, any damaged sustained by your windshield will be repaired without requiring to pay your usual deductible
  • Repair and Replacement Coverage – In the event that you own your vehicle for under 12 months and get involved in a serious collision, Central Insurance will pay to either replace your vehicle or repair it completely (depending on which is the lesser expense)
  • Fire, Police, and Rescue Squad Coverage – In the unfortunate event that you get injured in a collision, Rescue Squad Coverage will cover the expenses associated with emergency responders
  • Rental Car Damage – Central Insurance will cover a maximum of $1000 in the event that you crash your rental car
  • Automobile Death Benefit – In the unfortunate event that you are involved in a life-ending collision, Central Insurance will pay out an Automobile Death Benefit

Special Rewards for Loyal Customers

Aside from typical auto insurance discounts, Central Insurance Companies offer a special rewards program for customers who stick around. The discount operates according to the following qualifications:

  • After two years of consecutive service, you will earn a 2% discount off your policy
  • Each additional consecutive year of service will earn an additional 1% discount
  • These discounts stack until the maximum 10% discount is reached once you have been a loyal customer for ten years

We Can’t Provide you With a Quote from Central Insurance Companies, but You Can Request Quotes from Other Providers in Your Area Here – Just Select Your State Below

Corporate Headquarters
800 South Washington Street
Van Wert, Ohio 45891
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