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AutoinsuranceEZ.com Rating:Harleysville Group is a large insurance agency which has been around since 1917. They started out by focusing mainly on insuring certain types of automobiles against theft, but have since branched out into a wide variety of different insurance products, both private and commercial. Although Harleysville is not yet available in all 50 states, there’s a pretty good chance that one of their independent insurance agents may be working out of an office near you.
There are two things every automotive insurance customer should demand from their provider: strong financials, and good customer service. According to our data, Harleysville rates pretty highly in those categories. They have an A+ rating from A.M. Best, a financial ratings agency, and they have another rA+ rating from the BBB. Additionally, there have been no complaints filed against Harleysville within the last 3 years through the Better Business Bureau.
|AM Best Financial Rating (2016)||A+|
|Better Business Bureau (2016)||A+|
The vast majority of insurance companies try to attract new customers by offering money-saving discounts. Harleysville is no exception, and offers some interesting deals of their own:
|Discount Type*||Discount Amount|
|Multi-Car Discount||Up to 25% per car|
|Companion Credit (bundling)||10%|
|Anti-Theft Device||Up to 15% (Comprehensive Coverage)|
|Passive Restraints||Up to 30%|
|Anti-Lock Brake System||5% (Bodily Injury and Property Damage Liability)|
|Driver Improvement||Up to 5% with certified training course|
By law, Harleysville must provide you with the coverage you need in order to drive legally. This includes Liability coverage (both Property Damage and Bodily Injury) and whatever other form of coverage is required by your state. Beyond that, Harleysville offers the following extra types of coverage for purchase:
Any company can promise that you’ll save this much money or get that special discount before they get your personal information. But when they find out about details such as your credit score, your driving record, or your age, those promises can fly out the window.
It’s hard to say why Harleysville’s estimated rates are all over the place the way they are in the chart above. Perhaps the young female student qualified for a Good Grades discount, and/or is being charged less because females are believed to be safer drivers. Similarly, the married couple may not be bundling their Homeowner’s insurance with Harleysville and missing out on a money-saving discount by doing so.
|Gives customers the freedom to create tailor-made insurance policies||Not available in all 50 states|
|Bundled insurance policies come with a single-pay occurrence deductible for multiple property damage||Higher than average insurance premiums in some areas|
Harleysville has been operating successfully in the insurance industry for a very long time. They have strong financial strength ratings, and a good reputation with their customers according to the Better Business Bureau. However, the benefits you can expect to receive, along with the rates you can expect to be charged, will vary significantly from one geographical area to another. Feel free to call a local Harleysville agent to see what they can offer you – but don’t forget to compare their quotes to other providers who want your business.