Orlando, FL

Are you looking for cheap auto insurance in Orlando? At AutoInsuranceEZ.com, you can get the best rates near you. To get free quotes from the very best providers today, input your zip code into the quote box on this page.

Orlando may be known worldwide as the home of Disney World, but there is more to this city than meets the eye. Orlando is in the middle of significant economic growth, and not just in the tourism industry. Everything from agriculture to military operations to film production is flourishing in Orlando. Locals say that the constant sunshine and enjoyable weather is an added bonus.

  • Fun fact: Did you know that Orlando is #3 on the list of “Top 101 cities with largest percentage of males and females working in industry: Arts, entertainment, and recreation (population 50,000+)”? Learn more about Orlando, Florida.

Compare Average Orlando Car Insurance Quotes – Find Cheapest Rates Guaranteed!

Car insurance in Orlando, Florida costs its motorists $1,653 on average. For Broward County, the county in which Orlando resides, this is about 5.6% higher than what most drivers pay. But for the entire state of Florida, Orlando motorists pay 15% less than most other drivers.

Insurance carriers consider numerous elements when assessing insurance quotes, including geography, your zip code, your marital status, your credit score/rating, driving distance to work, and whether or not you have multiple cars and drivers on the same policy. Additionally, premiums differ from provider to provider. To make sure you’re still paying the most favorable rate, compare local quotes for car insurance in Florida online.

Orlando Car Insurance Factors

Insurance companies take several factors into account when crafting an insurance policy. Unfortunately, many of these factors are difficult or impossible to change, such as your gender or where you live. Other factors your car insurance company may consider include:

  • Zip Code

Where you park your car each night will have a major impact on your auto insurance rate. Generally, car insurance is cheaper in rural areas because fewer cars on the road means a smaller chance that you will get into a collision with another vehicle. The population of Orlando is 235,860. In 2009, the approximate median household income was $39,881.

  • Auto Thefts

Living in a large city (Especially one with a high crime rate) will increase your risk of being a victim of auto theft. If your general location has high rates of theft and claims, you can expect to pay more for auto insurance to offset these costs. The total number of stolen vehicles in Orlando was 1,193 back in 2010, which is about 1 automobile theft for every 200 people.

  • Driving Distance to Work

In Orlando, you can expect your daily work commute to last anywhere from 20-25 minutes on average. More than 75% of people drive their own car to work alone, as opposed to carpooling (less than 10%) or taking an alternate means of transportation.

  • Education

The greater your education, the cheaper your insurance will be. Many Orlando motorists have a high school diploma or some other equivalent. Additionally, there are more drivers in Orlando with Bachelor’s degrees than there are high school drop-outs.

If you aren’t already one of the Orlando residents with a higher education, becoming one can be a very easy process. Rollins College and the University of Central Florida (UCF) are four-year colleges where you can get a degree in just about anything, from engineering to performing arts. UCF is a public institution, whereas Rollins is a private school. There are also several two-year colleges which offer associates degrees and technical training to more than 75,000 students.

Finding affordable automobile insurance can be a hassle. There’s a lot of information you need to consider, and figuring out how insurance companies evaluate your potential risk can be complicated. But don’t let the wrong insurance company talk you into purchasing the wrong policy.

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