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“The General Insurance”, otherwise known as The General Automobile Insurance Services, Inc., is a licensed auto insurance company which is also a subsidiary of the parent company PGC Holdings Corp. The parent company itself has been issuing insurance since 1963, but The General has only been around for a short time.
The General sells their insurance policies online. Although they don’t do business in person, only over the internet, The General and its parent companies have been awarded a financial stability rating of “Very Good” (B++) by the organization A.M. Best.
For the high-risk driver who needs affordable car insurance, The General has you covered. If you have a tarnished driving record, then looking into insurance from The General might be a good idea. The General specializes in high-risk drivers who either can’t get insurance from larger companies or have a hard time finding affordable car insurance due to their high-risk profile. Many customers who purchase The General car insurance have one or more of the following:
Their slogan is “For the best car insurance rates online, go to The General and save some time!” They also use a cartoon army general as their mascot.
The General markets its policies to the secondary risk pool (that is, drivers with a high-risk profile). Surprisingly, even if you’ve had trouble finding insurance before due to a low credit score or previous accidents, you may still get many different, affordable insurance options from the General. The General also provides insurance policies for drivers who have been convicted of a DUI/DWI, or who currently possess an SR-22 driving requirement.
Naturally, the price you can expect to pay with The General will vary based on your unique situation. For some, this may be as low as $59/month; however, the average premiums for The General customers sometimes cost around $125/month. But your price will vary according to a number of factors, some of which include:
Certainly, drivers with a large collection of traffic violations or more than one accident within a short period of time will see higher insurance rates than someone whose only problem is a low credit score. But when compared to other companies, The General was shown to offer competitively affordable rates, even for the highest risk drivers.