Can't-Miss Facts

  • Government GS6 or higher auto insurance rates with GEICO are $151 per month or $1,812 per year
  • Government GS6 or higher employees may qualify for auto insurance discounts
  • Higher stress levels, employee attitude, and other factors may result in more expensive government GS6 or higher car insurance rates

If you are a federal government employee, you are likely to get discounts on several things. Often, auto insurance providers consider your occupation status and may give you discounts as well.

Government GS6 or higher employees are generally average, working-class citizens. Government GS6 or higher jobs include postal workers, tax auditors, and more.

Since every auto insurance company is different, you may find specific insurance discounts that help you get cheaper government GS6 or higher auto insurance rates with certain companies.

Before learning more, enter your ZIP code in our free comparison tool above to compare affordable government GS6 or higher auto insurance rates in your area.

How much are government GS6 or higher auto insurance rates?

Every auto insurance company offers various products at different rates for every policyholder. As per the National Association of Insurance Commissioners, the average annual auto insurance rate is $1,190, or around $100 per month.

Knowing the national average, here’s what you can expect to pay for government GS6 or higher auto insurance with GEICO.

GEICO Government GS6 or Higher Auto Insurance Rates
Payment FrequencyGovernment GS6 or Higher Auto Insurance Rates
Monthly$151.00
6-Month$906.00
Yearly$1,812.00
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As a government GS6 or higher employee, you can expect to pay anywhere around these two amounts for your auto insurance. Nonetheless, a few additional factors affect how insurance companies decide on your auto insurance rates.

These factors include:

  • ZIP code
  • Driving record
  • Vehicle make and model
  • Coverage limits
  • Age
  • Commute mileage
  • Education level
  • Gender
  • Credit score

While government GS6 or higher auto insurance rates with GEICO are higher than the NAIC national average, you may still be able to pay less than you think.

Comparing auto insurance rates from multiple companies and talking about your options with an agent will help you get the best car insurance for government GS6 or higher employees.

Why does being a government GS6 or higher employee affect auto insurance rates?

Providers consider different factors when determining whether a driver is high-risk or low-risk. For better or worse, occupation is a factor auto insurance companies consider when deciding on your rates.

More drive time increases the chances of an accident and filing claims. Jobs with longer commutes or in areas with a lot of traffic will usually result in higher rates. Therefore, if a government GS6 or higher employee frequently travels by car for work, that person may pay more for auto insurance.

Another factor that often influences auto insurance rates is a person’s level of education. Most GS5-GS7 jobs require at least a bachelor’s degree. Therefore employees with GS5 and higher-level occupations will likely pay less for auto insurance than others.

Additionally, job-related stress and employee attitude affect driving skills. Depending on which government GS6 or higher job you choose, you may experience more stress levels than others.

If your job tends to cause high levels of stress, it is safe to assume that the auto insurance companies will factor your work environment into your rates.

Regardless of which field you work in as a government GS6 or higher employee, comparing auto insurance rates from multiple companies is the best way to find rates and policies that work for you.

How can you find the best deal on government GS6 or higher auto insurance?

Since there isn’t one specific government GS6 or higher auto insurance company, your best option is to shop around for coverage from multiple auto insurance companies in your area.

Providers consider a driver’s risk level when determining auto insurance rates, and as government GS6 or higher employees usually have a lower risk level than GS5 and lower employees, they are rewarded with cheaper auto insurance rates.

The easiest way for government GS6 or higher employees to limit their monthly auto insurance rates is to maintain a clean driving record and reduce their government employees’ insurance company auto claims.

It may also benefit you to research what automobile insurance coverage options you need when looking for cheap government GS6 or higher auto insurance quotes. Don’t pay for auto insurance coverage you aren’t going to use.

Do federal employees get discounts on car insurance?

Because government GS6 or higher employees work for the government, they may be offered government employee car insurance. Government employee car insurance is auto insurance offered at a discounted rate for people who work for the government.

For example, GEICO federal employee discounts are available in two forms: eagle discount and membership discount. The eagle discount is available to federal employees GS7 and higher, while GS5 and lower may be eligible for the membership discount.

Look at the table below for some discounts offered to federal employees by some of the top auto insurance providers.

Occupation-Based Discounts for Government Employees
Insurance CompanyOffers Further Education DiscountOffers Membership/Group DiscountOffers Occupation DiscountOffers Students & Alumni Discount
21st CenturyNoNoNoNo
AAANoNoYesNo
AllstateNoYesNoNo
American FamilyNoNoNoYes
AmeripriseNoNoYesNo
AmicaNoNoNoNo
Country FinancialNoYesNoNo
EsuranceNoYesYesYes
FarmersYesYesNoNo
GEICOYesYesYesYes
Liberty MutualYesYesYesYes
MetLifeYesYesYesYes
NationwideNoYesYesYes
ProgressiveNoNoNoNo
Safe AutoNoNoNoNo
SafecoNoYesYesNo
State FarmNoNoNoNo
The GeneralNoNoNoNo
The HanoverNoYesYesNo
The HartfordNoYesYesNo
TravelersNoYesYesNo
USAANoNoNoNo
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Most providers will offer some discounts for government employees, but it’s always a good idea to ask about your options before you buy car insurance for federal employees.

Government GS6 or Higher Auto Insurance: The Bottom Line

Although government GS6 or higher auto insurance depends on different factors, you may still be able to find it at a low cost.

As most companies consider education, commute mileage, gender, and more, it’s critical to have a general idea of what to expect when you’re getting auto insurance quotes.

Before you buy government GS6 or higher auto insurance, make sure to look at all of your options and compare multiple companies online to find the best rates.

Some companies may have unadvertised discounts or programs for government GS6 or higher employees available that will save you money, so don’t forget to ask about which auto insurance discounts you qualify for.

Ready to compare government GS6 or higher auto insurance rates? Enter your ZIP code into our free tool below to get started with auto insurance quotes from companies near you.