Can't-Miss Facts

  • Mathematicians and computer scientists can expect to pay around $1,190 annually for car insurance
  • If you are a teacher within your field or belong to certain professional organizations, you could be eligible for discounted rates
  • As a mathematician or computer scientist, your job is just one of the many things that factor into your premium cost

If you are shopping for car insurance, you may be curious how your job affects your auto insurance rates.

As a mathematician or a computer scientist, you can rest assured that you will likely not be paying higher-than-average rates on your auto insurance coverage.

In fact, depending on the careers mathematicians and computer scientists choose, they may be able to find discounts that help them get cheapauto insurance rates with certain companies.

If you’re looking for affordable car insurance for mathematicians and computer scientists, enter your ZIP code into our free tool above.

What are the cheapest auto insurance rates for mathematicians and computer scientists?

Computer scientists and mathematicians can expect to pay the average amount for car insurance.

According to the National Association of Insurance Commissioners, the average annual rate for car insurance is $1,190, or around $100 per month.

If you are a mathematician or computer scientist, this is the amount you can expect to spend on car insurance. However, there are several other factors that apply when companies decide on car insurance rates.

Some of those factors include a person’s:

  • Gender
  • Credit score
  • Age
  • Residence
  • Amount of coverage
  • Vehicle make and model
  • Estimated commute mileage (annually)
  • Driving record
  • Level of education

For example, if you are middle-aged and have a clean driving record, you can expect to pay less than someone in their early 20s with a speeding ticket or accident on their record.

One factor that often impacts car insurance rates is a person’s level of education. Since both mathematicians and computer scientists typically have at least a bachelor’s degree, many auto insurance companies may offer lower rates.

While being a mathematician or computer scientist does not necessarily guarantee you lower rates than average on car insurance, you may still be able to pay less than you might think.

Can mathematicians and computer scientists get auto insurance discounts?

As a mathematician or computer scientist, you may be able to get a car insurance discount on your rates. This all depends on the type of career you have within your field.

Two major discounts that may apply are an occupational discount and an alumni associations and professional organizations discount.

If you use your knowledge as a mathematician or computer scientist to become an educator and teach, you may be able to get a discount as a teacher.

Additionally, if you are a member of a professional organization — like a union — or are part of an alumni group with your college, this could earn you a helpful discount as well.

While not all car insurance companies offer these specific discounts, it’s a good idea to ask about what discounts might apply to you. Car insurance rates for mathematicians and computer scientists can be quite reasonable, especially factoring in additional discounts.

Do mathematicians and computer scientists pay more for auto insurance?

Actually, if you’re searching for auto insurance for mathematicians, you can expect to find average if not below average rates.

Similarly, if you’re shopping around for auto insurance for computer scientists, you will likely have rates that are similar to your state’s average.

Because many IT professionals work in schools, individuals who use their computer science degrees to work in IT may be eligible for additional discounts if they are looking for auto insurance for IT specialists.

Regardless of your specific career, based on your level of education and your overall degree, you will likely not have to pay a high rate on your car insurance. The major exception to this is if you have a poor driving record.

How can mathematicians and computer scientists find the best deal on auto insurance?

Finding the best deal on auto insurance depends on what you are looking for and whether you are shopping around to find rates that work for you.

Since there are not specific car insurance companies for mathematicians and computer scientists, your best option is to comparison shop for coverage from multiple companies that do business in your area.

You may also want to research your automobile insurance coverage options to see if you can find cheap car insurance quotes for mathematicians and computer scientists.

If you’re looking to buy car insurance for mathematicians or computer scientists, enter your ZIP code into the free tool below to get started.