Cheap Auto Insurance in Fontana, CA
The average annual auto insurance rates in Fontana, CA are around $3,963 ($330/mo). The cheapest auto insurance company in Fontana, CA is USAA, although rates will vary for each person. Fontana, CA auto insurance must meet the state minimum requirements with coverage levels of 15/30/5 for liability.
- The average annual auto insurance rates for Fontana, CA are $3,963 ($330/mo)
- The cheapest auto insurance company in Fontana, CA is USAA
- Fontana, CA rates are affected by the traffic that is shared with San Bernardino as well as Los Angeles
- The average commute time for Fontana is 29.3 min
Fontana, CA average annual auto insurance rates are slightly above average when compared to the state average. They are fairly similar to San Bernardino rates and about $1,400 cheaper than Los Angeles rates.
You can save on Fontana, California, auto insurance by shopping around, comparing rates, and looking for discounts, and we can help.
Below you’ll find affordable auto insurance rates in Fontana, California, for every age, credit history, and driving record.
Are you trying to find affordable auto insurance in Fontana, CA? Weather the storm of finding great rates by using our quote tool. Enter your ZIP code above to get started.
What is the cheapest auto insurance company in Fontana, CA?
The cheapest auto insurance company in Fontana, based on average rates, is USAA which offers car insurance only to military affiliates. GEICO offers the second-cheapest rates.
The top auto insurance companies in Fontana, CA, ranked from cheapest to most expensive annual rates are:
- USAA – $2,730
- GEICO – $2,879
- Liberty Mutual – $2,897
- Progressive – $3,065
- Travelers – $3,523
- Nationwide – $4,769
- State Farm – $4,803
- Allstate – $5,118
- Farmers – $5,883
There are a lot of factors that determine your auto insurance rates.
The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.
What is the cheapest Fontana, CA teen auto insurance company?
- USAA — $4,450
- Liberty Mutual — $4,763
- Progressive — $5,137
- GEICO — $5,419
- Travelers — $5,425
- State Farm — $6,966
- Nationwide — $8,538
- Allstate — $9,135
- Farmers — $10,199
- USAA — $4,482
- Liberty Mutual — $5,100
- GEICO — $5,509
- Progressive — $6,178
- Travelers — $6,226
- State Farm — $8,643
- Nationwide — $9,431
- Allstate — $11,492
- Farmers — $16,728
USAA and Liberty Mutual appear to be the cheapest for this group.
What is the cheapest Fontana, CA speeding ticket auto insurance company?
What if you have a speeding ticket?
- USAA — $1,986
- GEICO — $2,497
- Liberty Mutual — $2,665
- Progressive — $2,884
- Travelers — $3,457
- State Farm — $3,978
- Allstate — $4,037
- Nationwide — $4,266
- Farmers — $5,882
GEICO and USAA have the cheapest rates with a speeding ticket.
What is the cheapest Fontana, CA accident auto insurance company?
What if you have an at-fault accident:
- USAA — $2,698
- GEICO — $3,108
- Liberty Mutual — $3,367
- Progressive — $3,412
- Travelers — $3,831
- State Farm — $4,088
- Nationwide — $4,266
- Allstate — $5,196
- Farmers — $5,922
USAA and GEICO come out ahead here.
What is the cheapest Fontana, CA DUI auto insurance company?
If you get a DUI, expect to pay more for rates.
- Liberty Mutual — $3,041
- GEICO — $3,898
- Progressive — $3,964
- USAA — $4,422
- Travelers — $4,459
- Nationwide — $7,217
- Farmers — $7,379
- State Farm — $7,720
- Allstate — $8,169
Liberty Mutual and GEICO have the cheapest rates here.
What auto insurance coverage is required in Fontana, CA?
All Fontana drivers have to meet the California state law minimum requirements to buy auto insurance.
In California, you have to carry at least:
- $15,000 per person and $30,000 per incident for bodily injury liability
- $5,000 per incident for property damage
It’s recommended that most drivers carry more than the state minimum.
What affects auto insurance rates in Fontana, CA?
Fontana is the 20th largest city in California and about a 20 min drive from San Bernardino and a little over an hour drive from Los Angeles.
Let’s take a look at how Fontana auto insurance rates compare to other cities in California.
- Beverly Hills, CA — $6,188 (most expensive)
- San Bernardino, CA — $4,124
- Fontana, CA — $3,963
- Los Angeles, CA — $5,345
- Los Ranchos, CA — $2,731 (cheapest)
INRIX doesn’t rank Fontana or San Bernardino but does rank Los Angeles which is a little over an hour away.
INRIX ranks Los Angeles as the 6th most congested city in the U.S. Fontana is between San Bernadino and Los Angeles, so traffic heading to a larger city can affect auto insurance rates.
City-Data reports an average commute time for Fontana is 29.3 minutes.
Auto theft in Fontana also affects rates. The FBI’s most recent annual statistics list 881 auto thefts in a city population of 211,782. That’s a rate of 97 cars stolen per 100,000 population.
Fontana, CA Auto Insurance: The Bottom Line
Fontana has slightly above average auto insurance rates compared to other cities of its size in California, but you can still save by shopping around and comparing.
Before you buy car insurance in Fontana, CA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Fontana, CA auto insurance quotes.