Cheap Auto Insurance in Santa Clarita, CA
The average annual auto insurance rates in Santa Clarita, CA are around $4,079 ($339/mo) which is about $1,300 cheaper than neighboring Los Angeles. The cheapest auto insurance company in Santa Clarita, CA is USAA, although rates will vary for each person. Santa Clarita, CA auto insurance must meet the state minimum requirements with coverage levels of 15/30/5 for liability. Compare Santa Clarita, California, car insurance rates online to get the best price for you.
- The average annual auto insurance rates for Santa Clarita, CA are $4,079
- The cheapest auto insurance company in Santa Clarita, CA is USAA; the second cheapest is GEICO
- Santa Clarita, CA rates are affected by the traffic that is shared with Los Angeles
- The average commute time for Santa Clarita is 35 minutes
Santa Clarita, CA average annual auto insurance rates are above average when compared to other cities in California. But, surprisingly, they are about $1,300 cheaper than Los Angeles which is about 45 minutes to the southeast.
You can save on Santa Clarita, California auto insurance by shopping around, comparing rates, and looking for discounts, and we can help.
Below you’ll find information on auto insurance rates in Santa Clarita, California for every age, credit history, and driving record.
By examining rates and companies in Santa Clarita, CA weather the storm of finding cheap auto insurance.
Ready to find affordable auto insurance in Santa Clarita, CA? Enter your ZIP code above to get started.
What is the cheapest auto insurance company in Santa Clarita, CA?
The cheapest auto insurance company in Santa Clarita, based on average rates, is USAA; however, USAA offers auto insurance only to military affiliates. GEICO is the next cheapest auto insurance company.
The top auto insurance companies in Santa Clarita, CA, ranked from cheapest to most expensive annual auto insurance rates are:
- USAA – $2,886
- GEICO – $2,906
- Progressive – $3,149
- Liberty Mutual – $3,576
- Travelers – $3,683
- State Farm – $4,674
- Allstate – $4,973
- Nationwide – $5,233
- Farmers – $5,634
There are a lot of factors that determine your auto insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.
What auto insurance coverage is required in Santa Clarita, CA?
All Santa Clarita drivers have to meet the California state law minimum requirements to buy auto insurance.
In California, you have to carry at least:
- $15,000 per person and $30,000 per incident for bodily injury liability
- $5,000 per incident for property damage
It’s recommended that most drivers carry more than the state minimum.
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What affects auto insurance rates in Santa Clarita, CA?
Santa Clarita is the 18th largest city in California and about a 45-minute drive northwest of Los Angeles. Let’s take a look at how Santa Clarita auto insurance rates compare to other cities in California.
- Beverly Hills, CA — $6,188/yr (most expensive)
- Los Angeles, CA — $5,344/yr (next closest city)
- Santa Clarita, CA — $4,079/yr
- Los Ranchos, CA — $2,731/yr (cheapest)
INRIX doesn’t rank Santa Clarita but it does rank Los Angeles as the 6th most congested city in the U.S. Santa Clarita is northwest of Los Angeles, so traffic heading to a larger city can affect auto insurance rates.
City-Data reports an average commute time for Santa Clarita is 35 minutes.
Auto theft in Santa Clarita also affects rates. The Federal Bureau of Investigation lists 410 auto thefts in a city population of 216,350. That’s a rate of 95 cars stolen per 100,000 population.
Santa Clarita, CA Auto Insurance: The Bottom Line
Santa Clarita has fairly average auto insurance rates compared to other cities of its size in California, but you can still save by shopping around and comparing.
Before you buy auto insurance in Santa Clarita, CA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Santa Clarita, CA auto insurance quotes.