No matter whether vehicle is young or old, in flawless condition or broken down, you’re going to need insurance for it. And the insurance rates you end up paying on that vehicle are largely dependent upon the car, truck, or suv that you drive. Of course, that’s not the only thing that matters to your insurance company. Below, will discuss all of the factors that can alter your Acura ILX insurance rates – we may even be able to get you a better deal, too.
The Acura ILX has been in production since April of 2012. Its retail value starts at a relatively affordable $28,000, but can run a few thousand dollars higher if you throw in the bells and whistles. It has comfortably High safety ratings, only receiving less than 5 stars in the frontal passenger, side pole driver, and roll over categories. It’s an extremely popular subcompact executive luxury sedan which averages about 15,000 sales per year.
Overall, the Acura ILX has been met with glowing praise amongst professional automotive reviewers. However, there is a vocal minority of self-aggrandizing “car experts” who believe that the ILX won’t be around for much longer. They claim that its weak 4-cylinder engine isn’t powerful enough to make it worth “buying an Acura tag”. They’re also of the belief that sedans are a dying breed of car in general due to the popularity of large trucks and SUVs. However, the impressive fuel economy and high average annual sales clearly contradict this so-called reasoning. As long as there are still reasonable, intelligent people on the road who don’t want to waste a fortune on gasoline, sedans like the Acura ILX will be around for quite a while.
Although the type of vehicle you drive is very important to your insurance company, the first thing they will actually look at when determining your premium is the zip code you live in. Different areas carry different risk levels depending on things like population, rates of auto theft, and the average number of accidents per year.
Furthermore, every insurance company has a different way of calculating the appropriate monthly premium for their customers. One insurance company may offer you an extremely good deal, while a completely different insurer in the same town make charge you double or more for your policy. The easiest way to avoid such an unfortunate situation to make sure you shop around.
Furthermore, your driving history is very important to your automotive insurance company. Risky drivers who have multiple citations or who have had expensive accident claims in the past will more than likely get charged a much higher rate. Conversely, safe drivers who have a clean record and have never filed a claim tend to get rewarded with lower premiums.
No matter what your circumstances, odds are good that right now, there’s an insurance company out there willing to offer you a better deal on your monthly rate in exchange for your business. And do you know what the easiest way to find them is? By shopping around and comparing quotes from multiple insurers. It would be our pleasure to help you do so – all we need is your ZIP code, and you can find a lower price for your vehicle’s insurance in a matter of minutes!
See also: Honda Car Insurance | Acura Car Insurance