Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Acura RL Car Insurance

If you’re looking for an affordable insurance right on your Acura RL, you’re not alone. Although this is an older automobile, its affordable price, reliability, and technological design mean that there are still thousands of people on the road today driving one of these vehicles. And if you’re one of them, then you shouldn’t be afraid to shop around and find an insurance company that’s going to give you the most value for your money.

A Brief History of the Acura RL

The first generation of the Acura RL was released in 1996. How it came to be, and the progression of it’s manufacturing cycle, reads almost like an automotive soap opera. The grandfather of the Acura RL was originally the third generation Honda Legend. And while the RL was meant to replace the 3rd generation version of Acura’s sister company’s vehicle, the actual mechanical design of the first-gen RL was modeled more closely after the second generation of the Acura Legend Then it was the third generation honda Legend.

The second generation of the RL model started selling in 2005, although many eager customers were disappointed that it did not come with the powerful V8 engine that Acura had originally promised. Despite this, and to the Delight of techno files everywhere, the RL was one of the first of its kind to feature a keyless entry system, Bose audio, XM Satellite Radio, and Bluetooth integration. In 2012, this model was retired from Manufacturing in order to introduce a newer model luxury sedan, the Acura RLX.

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Acura RL in the News

The second generation of the Acura RL Vehicles were subject to 2 controversial recalls in 2007 and 2010. The first recall had to do with safety issues surrounding the power steering hose which, to make a long story short, could cause an engine fire under certain circumstances. The second recall in 2010 had to do with the brake master cylinder seal and its vulnerability to leakage. In the event that a driver uses the wrong brake fluid in a second-generation Acura RL, and also neglects to get regular maintenance on the vehicle, brake fluid can leak out and hinder brake performance enough to make deadly crashes inevitable. Despite safety concerns, however, the second generation Acura RL not only earned an Editor’s Choice Award from for being so technologically advanced, but it also make Car and Driver’s top 10 best list back in 2005.

Comparing Acura RL Auto Insurance

If the Acura RL that you drive has not been subject to recall, and if you have kept up proper maintenance over the years, then your vehicle should be as safe and reliable as any other Acura on the road today. Insurance companies love it when drivers purchase safe, reliable cars that are less susceptible to accidents and costly body damage. This reliability can get you good deals on your car insurance premiums, no matter what state you live in.

Monthly Premiums by State Legend: Monthly Premium by State Arkansas Colorado Idaho Illinois South Carolina 15 30 45 60 75 90 105 120 135 150 165 $138 $179 $177 $110 $125

However, not all insurance companies may look at your RL in the same light. The fact that it’s an older car means it doesn’t have the updated safety features that a brand new model might. furthermore, the fact that this model has been subject to recall in the past might make some insurance agencies nervous about insuring you. As you can see in the chart below, the risk your insurance company attributes to the car you drive can have a significant impact on the car insurance premiums that they offer you.

Monthly Premiums by Company Legend: Monthly Premium by Company State Auto State Farm Allstate Nationwide Southern Farm Bureau 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150 160 $107 $109 $114 $117 $160

Lastly, your experience behind the wheel will have a significant impact on how affordable or costly your monthly payments will be. Young drivers, despite the fact that they own a reliable vehicle which should keep them relatively safe during their first few years on the road, will still be seen as an inherent risk to any insurance company. Older adults, however, are usually much less impulsive and safer behind the wheel, thus making them less likely to get into an accident and more likely to get an affordable rate on their insurance premium.

Monthly Premiums by Age Legend: Teen Driver Adult Driver State Auto State Farm Allstate Nationwide Southern Farm Bureau 50 100 150 200 250 300 350 400 450 500 $506 $107 $428 $109 $315 $114 $385 $117 $370 $160

No matter how old you are, no matter where you live, and no matter what type of car you drive, you can always find a better rate by shopping around for a new automotive insurance policy. All you have to do is let us know where you live, and we’ll help you get fast, free quotes from local agencies who want to give you an affordable rate.

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See also: Honda Car Insurance | Acura Car Insurance