Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
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UPDATED: Sep 24, 2020

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Can't-Miss Facts

  • California is the most expensive state for Acura RLX auto insurance rates at $161 per month
  • Country is the insurance company with the most expensive Acura RLX rates at $136 per month
  • Cincinnati Insurance is the insurance company with the best rates for claim-free drivers at $80 per month

Whether you’re shopping around for a new vehicle and curious about how much your insurance rates may be, or whether you just want a better rate on the car you have now, you’re making the right decision by shopping around.

One important point about shopping for auto insurance is knowing the different kinds of auto insurance coverage options so that you can find the auto insurance that you need dependent on your situation.

Auto insurance companies offer different rates for the same insurance coverage, meaning that having a system to compare quotes is often the best way to keep track of these varying rates.

To compare quotes from different auto insurance companies, put in your ZIP code into our online quote comparison tool. It’ll save you money and give you the best quotes for the model of your car, your area, and driving history.

In this guide, we’ll cover the average rates for the Acura RLX, including these three topics:

  1. Cheap auto insurance
  2. Top auto insurance companies
  3. Affordable auto insurance

Comparing quotes between multiple companies for your vehicle can mean the difference between having cash in your pocket and pinching pennies. If you want to get the best deal on an Acura RLX, keep reading for some valuable tips.

A Brief History of Acura RLX

The RLX model is a relatively new member of the Acura fleet. It replaced its predecessor, the Acura RL, starting in the production year of 2013.

Brand new models of this luxury sedan are still available for purchase to this day, starting at a retail value of just under $55,000. There are both gas-powered and hybrid models of this luxury vehicle with heated seats, lots of legroom, and a large navigation screen.

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Acura RLX in the News

The newest model of the 2018 RLX is being compared very closely to similar models by Acura. The NSX, especially, is said to be a major inspiration for the newest generation of RLX vehicles.

These newer models are going to receive some major cosmetic upgrades in the years to come, As well as several upgrades to the interior which more accurately reflect the reputation of luxury that Acura is known for.

Comparing Acura RLX Auto Insurance

If you’re the type of motorist who can afford a $50,000 vehicle, it’s safe to say that you’re probably doing pretty well for yourself, financially speaking. Well, guess what? More often than not, insurance companies give fairly low rates to motorists who live in affluent areas.

The lower crime rate combined with the higher likelihood of homeowners with generous property values is, according to some insurance companies, is a good sign that you won’t be getting into any accidents or filing claims anytime soon.

Average Auto Insurance Rates by State Legend: Monthly Premium Alabama Arizona Arkansas California Colorado 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150 160 $108 $109 $69 $161 $113

But even if your ZIP code gets you a lower rate on your premiums, that doesn’t mean you should settle for the first insurance company that offers you a quote.

You’re definitely going to want to shop around and compare at least three local insurance providers against one another. It’s the only way to know whether your provider is offering you a great deal or trying to take advantage of you.

Average Auto Insurance Rates by Company Legend: Monthly Premium Farmers Cincinnati Insurance Allstate Farmers Country 10 20 30 40 50 60 70 80 90 100 110 120 130 $108 $80 $120 $108 $136

When you’re talking about a luxury vehicle, there are factors that can work in your favor – as well as factors that can work against you — towards getting a better rate. Newer cars with advanced safety features will help bring down your premium somewhat.

But there are ways in which newer cars — especially luxury vehicles — can also raise your rate. Any body damage to a luxury vehicle will result in a costly claim on your Collision/Comprehensive coverage.

A total loss accident, especially if you have full cost replacement coverage, could also be a potentially costly claim. Lastly, it’s not unheard of for luxury vehicles to be the targets of theft and vandalism.

Even if you live in a safe neighborhood, there’s always a chance you may end up driving through more questionable areas, leaving your vehicle vulnerable.

Average Auto Insurance Rates by Claims Filed Legend: No Claims Recent Claims Farmers Cincinnati Insurance Allstate State Auto Country 15 30 45 60 75 90 105 120 135 150 165 180 $108 $132 $80 $118 $120 $154 $108 $157 $136 $189

There are attributes about the Acura RLX which can help you get a lower rate; but at the same time, there are things about this model which may also raise your rates. All of this, of course, will depend on the company that underwrites your insurance policy.

Because the possibility of your monthly rate is such a wild card for this particular vehicle, it’s more important for drivers like you to do your due diligence and compare quotes from several providers. And we would be happy to help you with that task through our online quote generator.

Frequently Asked Questions: Acura RLX and Cheap Auto Insurance

Now that we’ve covered the average rates for the Acura RLX, let’s get to your frequently asked questions.

#1 – Is Acura RLX a good car?

According to at least one source, the Acura RLX has a few positives and a few negatives. The positives include comfortability and many standard features. The negatives a problematic information and entertainment system along with a non-luxurious interior and poor handling.

#2 – Is Acura discontinuing the RLX?

Yes, Acura is discontinuing the RLX in North America after the 2020 model year. It will still be available in other areas around the world, so Americans could hypothetically order it. It would just take four months or so to ship to the customer. The RLX has not been an Acura best seller and is rumored to have a high depreciation rate.

#3 – Is Acura expensive to insure?

Generally, Acuras are not expensive to insure compared to their luxury vehicle competitors. This is because Acuras often have high safety ratings from the National Highway Traffic Safety Administration and a high-reliability rating as well, meaning it won’t break as often as other competing vehicles.

#4 – Who really has the cheapest car insurance?

While USAA typically has the lowest insurance rates, it is only available to military servicepersons and their immediate families. Nationwide, State Farm and Geico offer the lowest rates out of the top 10 largest auto insurance companies.

#5 – Why are used Acuras so cheap?

Acuras are considered luxury vehicles, which makes them expensive to buy new. However, they are also expensive to maintain, which adds a level of burden when selling used Acuras, as they could be more expensive to maintain in the long run compared to other car models that can be repaired easier and with less money.

#6 – Is Acura better than Lexus?

While both Lexus brands and Acura brands are luxury vehicles, Lexus has a few edges over Acura brands according to various publications. Lexus wins out in terms of fuel economy and reliability, while Acura line vehicles win in terms of performance and the amount of interior space.

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Insurance Guides for Popular Acura Models

For more information about Acura and its parent company Honda, click on these links: Honda Auto Insurance | Acura Auto Insurance