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Whether you’re shopping around for a new vehicle and curious about how much your insurance rates may be, or whether you just want a better rate on the car you have now, you’re making the right decision by shopping around. Comparing quotes between multiple companies for your vehicle can mean the difference between having cash in your pocket and pinching pennies. If you want to get the best deal on an Acura RLX, keep reading for some valuable tips.
The RLX model is a relatively new member of the Acura fleet. It replaced its predecessor, the Acura RL, starting in the production year of 2013. Brand new models of this luxury sedan are still available for purchase to this day, starting at a retail value of just under $55,000. There are both gas-powered and hybrid models of this luxury vehicle with heated seats, lots of legroom, and a large navigation screen.
The newest model of the 2018 RLX is being compared very closely to similar models by Acura. The NSX, especially, is said to be a major inspiration for the newest generation of RLX vehicles. These newer models are going to receive some major cosmetic upgrades in the years to come, As well as several upgrades to the interior which more accurately reflect the reputation of luxury that Acura is known for.
If you’re the type of motorist who can afford a $50,000 vehicle, it’s safe to say that you’re probably doing pretty well for yourself, financially speaking. Well, guess what? More often than not, insurance companies give fairly low rates to motorists who live in affluent areas. The lower crime rate combined with the higher likelihood of homeowners with generous property values is, according to some insurance companies, is a good sign that you won’t be getting into any accidents or filing claims anytime soon.
But even if your ZIP code gets you a lower rate on your premiums, that doesn’t mean you should settle for the first insurance company who offers you a quote. You’re definitely going to want to shop around and compare at least three local insurance providers against one another. It’s the only way to know whether your provider is offering you a great deal or trying to take advantage of you.
When you’re talking about a luxury vehicle, there are factors that can work in your favor – as well as factors that can work against you – towards getting a better rate. Newer cars with advanced safety features will help bring down your premium somewhat. But there are ways in which newer cars – especially luxury vehicles – can also raise your rate. Any body damage to a luxury vehicle will result in a costly claim on your Collision/Comprehensive coverage. A total loss accident, especially if you have full cost replacement coverage, could also be a potentially costly claim. Lastly, it’s not unheard of for luxury vehicles to be the targets of theft and vandalism. Even if you live in a safe neighborhood, there’s always a chance you may end up driving through more questionable areas, leaving your vehicle vulnerable.
There are attributes about the Acura RLX which can help you get a lower rate; but at the same time, there are things about this model which may also raise your rates. All of this, of course, will depend on the company who underwrites your insurance policy. Because the possibility of your monthly rate is such a wild card for this particular vehicle, it’s more important for drivers like you to do your due diligence and compare quotes from several providers. And we would be happy to help you with that task.