Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Mar 13, 2020

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Finding a good car insurance rate on your specific vehicle doesn’t have to be as hard as it seems. Yes, certain makes and models will be charged the higher rate based on safety features, the replacement value in the event of a total loss, and even minor details such as the color of your vehicle (more visible colors tend to get into less accidents). But there are things you can do to make sure you get a better deal on your car or truck. If you happen to drive an Acura TL, then you’re going to want to keep reading. The secrets to getting an affordable rate on your Acura are here on this page.

A Brief History of Acura TL

The story of the Acura TL starts out like a fairytale, but ends tragically just a few years after production started. It came out in 2004 to replace the Honda Sabre, and sold like hotcakes until its sister model, the Acura MDX, started outselling it around 2007. For a while, the TL was outselling all the other models in its class with the exception of the BMW 3 Series. But thanks to the recession and some missteps with later generation designs, sales started to tank by over 50% during the late 2000s. Its production was terminated in 2014 when it was replaced by the TLX.

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Acura TL in the News

Part of the Acura TL’s downfall may have something to do with the disturbingly high number of Acura TL drivers who have been involved in criminal activity. In 2017 alone, Acura TL drivers perpetrated an attempted kidnapping and three fatal crashes – one of which resulted in an innocent driver’s death. Believe it or not, there are insurance companies out there who may use this information to argue that Acura TL drivers are a risky investment, and therefore should be charged higher rates. But you may be able to combat such rate hikes with a clean driving record and proof of a lack of a criminal record.

Comparing Acura TL Auto Insurance

Of course, there are many other factors besides the age of your car, when the model was discontinued, and whether or not it has a history of being associated was horrendous crimes. One of the biggest factors – beyond all of those we just mentioned – is whether or not you live in a zip code where accidents are frequent. Just take a look at the chart below to see how densely populated (and not so densely populated) areas can differ in cost.

Average Monthly Premium by State Legend: Monthly Premium Vermont Georgia Michigan Florida Ohio 15 30 45 60 75 90 105 120 135 150 165 $83 $178 $144 $173 $88

As if it weren’t already complicated enough, the insurance company you choose will also determine whether you get a fair price or a burdensome premium. Below, you can see comparisons between major insurer burrs paste on factors associated with an average driver.

Average Monthly Premium by Company Legend: Monthly Premium Grange Mutual Cincinnati Insurance State Farm Farmers Ohio Mutual 10 20 30 40 50 60 70 80 90 100 $79 $87 $95 $96 $104

There’s also a good chance that the amount of miles you drive each year will have an impact on your overall premium. If you don’t plan to drive very far, if you don’t drive very often, and especially if you don’t drive during rush hour traffic, you could get a really nice discount on your monthly rate. If you suspect that your driving habits may qualify you for such discounts, ask your insurance agent about driver tracking programs – for example, the Progressive Snapshot program – so they can track your miles, your driving habits, and more to give you up to a 30% discount.

Average Monthly Premium by Mileage Legend: Low Mileage High Mileage Grange Mutual Cincinnati Insurance State Farm Farmers Ohio Mutual 10 20 30 40 50 60 70 80 90 100 $68 $79 $71 $87 $72 $95 $75 $96 $84 $104

More than ever, it’s very important to make sure you shop around for the most affordable rate. And the best way to do that is to compare fast, free quotes on We’ll keep all your information confidential, and you can get a sneak peek at affordable providers offering policies in your area.

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See also: Honda Car Insurance | Acura Car Insurance