The 2020 Essential Guide to Cheap Acura MDX Auto Insurance

Acura MDX auto insurance is one of the major factors in the Acura MDX cost of ownership. You can save by finding out how to get the best Acura MDX auto insurance rates, however, and reduce your overall costs. One of the best ways to lower insurance costs is to comparison shop: seeing multiple cheap Acura MDX auto insurance quotes can help you find the best price. By seeing that Allstate charges on average $211 monthly for Acura MDX auto insurance and Infinity charges $451, you can make an informed decision about which one to choose, just by knowing their average rates.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 19, 2021

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Can't-Miss Facts

  • Florida is the state with the most expensive Acura MDX auto insurance rate at $241 per month
  • Vermont has the cheapest Acura MDX auto insurance rate at $89 per month
  • Allstate is the best insurance company for drivers with bad credit scores at a rate of $211 per month

Is Acura insurance expensive? When it comes to cheap auto insurance, the type of vehicle you drive is a pretty big deal. The make and model of the car, truck, or SUV you drive will have a substantial impact on how much your insurer decides to charge you each month.

This article is about cheap Acura MDX auto insurance. If you already own the vehicle that you want to insure, it can be hard to find a good price if it’s an older model or if it doesn’t come with a good amount of safety features.

If you own an Acura MDX, and you’re curious about how insurance companies price that particular vehicle, then you’ve come to the right place.

We’ll tell you everything you need to know about how your insurance agent will evaluate your policy on an Acura MDX. You can also visit our automobile insurance coverage options page for more information about auto insurance in general. Along the way in this essential guide, we’ll cover several topics that relate to Acura MDX auto insurance:

  • Are Acuras expensive to insurance (Acura MDXs specifically)
  • Average insurance cost for the Acura MDX
  • The cheapest insurance for the Acura MDX
  • The best auto insurance companies for the Acura MDX
  • Affordable auto insurance for the Acura MDX

If you own an Acura MDX or another vehicle and you’re ready to get a quote right away, just add your information to our quote comparison tool. It’ll give you the best rates for you and your area.

Comparing Acura MDX Auto Insurance

In addition to the make and model of your vehicle, as well as safety features, the amount of money you pay for your auto insurance premiums will vary by location.

In the chart below, you can see how premiums will vary widely from state to state. Additionally, they will vary from zip code to zip code as well.

Friends who live a mile or two apart from each other could be paying different monthly rates for the same vehicle, based on zip code alone.

Acura MDX Insurance by StateLegend: Monthly Premium by State FloridaTexasCaliforniaColoradoKansasVermont 20406080100120140160180200220240$241$150$218$214$172$89

Who really has the lowest auto insurance rates? Beyond all the factors we’ve discussed so far, your monthly premium can vary from insurance company to insurance company as well. Very few insurance companies actually charge the same rates; that’s why comparison shopping for the top auto insurance companies is so important.

Certain companies cater to specific types of drivers and may charge wildly different rates from one person to another based on their particular business model.

Acura MDX Monthly Premiums by CompanyLegend: Monthly Premium by Company AllstateState Farm21st CenturyMercuryAlliedInfinity 255075100125150175200225250275300325350375400425450$211$215$253$281$354$451

Even your credit score can make a significant difference between paying an affordable premium and paying an exorbitant premium every month. Just look at the chart below.

How much does it cost to insure an Acura MDX based on credit? The simple difference between good and excellent credit can cost some drivers over $1,600 a year extra for their insurance policy. On the other hand, some companies are a little more forgiving when it comes to mild blemishes on your financial record.

Acura MDX Monthly Premiums by Credit ScoreLegend: Good Credit Excellent Credit AllstateState Farm21st CenturyMercuryAlliedInfinity 255075100125150175200225250275300325350375400425450$211$211$215$183$253$235$281$236$354$307$451$316

As you can see, shopping around for the best monthly rate is an essential part of finding an affordable insurance policy for your vehicle.

Plus, if you get good coverage at a good price with a good company, it’ll give you peace of mind knowing that you and your vehicle will be protected in case something bad happens.

When you’re ready, just put your ZIP code in our quote generator and find the most affordable average insurance cost near you.

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History of the Acura MDX

Many different models have come and gone from the Acura roster in the 30-plus years of this manufacturer’s history. In the year 2000, the MDX model was added to Acura’s portfolio.

To this day, the MDX still reigns supreme as their top of the line luxury SUV. It contains three-row seating which, although such a large vehicle may be difficult to navigate on the roads, makes it ideal for large families who want safety and comfort when they travel.

Acura MDX Redesign News

In 2017, Acura decided to add technologically advanced safety features to their luxury brand of cars, and the MDX was one of them. They did this in response to Toyota’s 2016 efforts to employ advanced safety measures on their vehicles.

Clearly, Acura has a fairly competent business model when it comes to staying up to date with their competition. The new safety features include collision mitigation braking, adaptive cruise control, forward collision warning, and lane departure mitigation.

Frequently Asked Questions: All About the Acura MDX and Auto Insurance

Now that we’ve covered the history of the Acura MDX and average insurance rates for it for multiple variables, let’s get to your frequently asked questions about Acura insurance rates.

#1 – Are Acura expensive to insure?

Although the Acura’s are considered a luxury vehicle, they are not typically expensive to insurance compared to other luxury vehicles. The reason is that the Acura line is considered to be safe, not just in a customer-centric way but officially according to the National Highway Traffic Safety Administration. This keeps rates low and makes it one of the more affordable luxury vehicles to insure.

#2 – Which year Acura MDX is the best?

The 2011 Acura MDX was considered the most affordable luxury car because it had the best reliability compared to other vehicles. This reliability means that the 2011 Acura MDX broke down less than other vehicles, decreasing costs related to fixing different parts of the car or having it held in the shop for a significantly long time, costing the owner money as well.

#3 – What’s the difference between an Acura MDX and RDX?

Although the MDX and the RDX are considered “cross-over” luxury vehicles (meaning they are luxury vehicles but have a lower price than other luxury vehicles), the MDX and the RDX have different sizes. The RDX is smaller, so the MDX would be better to go with if you wanted more space.

#4 – What year MDX have transmission problems?

Most of the transmission problems with the MDX occurred when it was first rolled out, between 2001 and 2003. Part of this is likely due to the new nature of the vehicle and engineers had not perfected the car before rolling it out.

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Popular Acura Models and Auto Insurance Guides

See also: Honda Auto Insurance | Acura Auto Insurance

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