Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Sep 17, 2020

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Most drivers know that when they see the blue and white logo of a BMW, they’re looking at the epitome of German luxury vehicles. But this luxury comes at a price for most drivers. And that expensive price tag extends beyond the purchase price of a new or used BMW – it also extends to the cost of your BMW auto insurance policy.

But that doesn’t mean you can’t find affordable BMW auto insurance that fits nicely into your budget. If you’re looking for a better deal on your BMW car insurance, you’ve come to the right place.

Compare BMW auto insurance rates right now. Enter your ZIP code above to see free BMW auto insurance quotes from top companies.

All About BMW Auto Insurance

BMW actually got its start in the early 1900s producing aircraft engines. They moved on to motorcycle and car production in the early 1920s and managed to survive the devastation of World War II. While struggling through post-war rebuilding, the company nearly went bankrupt in 1968. To the delight of both shareholders and consumers alike, BMW was saved from financial ruin when a new class of 4-door sedans was introduced in 1962 and started selling extremely well.

Today, in an effort to stay competitive, BMW started selling its first electric car – the BMW i3 – in 2013. 2015 sales of BMW models totaled over 1.9 million units, signaling to the automotive world that BMW is still a strong performer in the market.

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Insurance Quotes for Popular BMW Vehicles

The BMW M3, BMW i3, and the BMW X5 are some of the highest-selling BMW models in recent years. But just because they’re popular doesn’t mean they’re the most affordable BMW models to insure. Things like a high safety rating, low mileage, and even the color of your vehicle can change how much you end up paying for your policy.

BMW Car Insurance Rates by Model Legend: BMW M3 BMW i3 BMW X5 Florida California Texas 30 60 90 120 150 180 210 240 270 300 330 $202 $205 $159 $358 $286 $303 $199 $148 $143

Comparing Insurance Rates for BMW Vehicles

There are passive and active ways to make sure you’re getting the best possible rate for your BMW auto insurance. You can drive safely, build up a good credit score, and do things like getting good grades in school or purchasing your own home. All of these things can get you discounts from most insurance companies.

Or, you could be proactive and make sure that you compare quotes from at least three different insurance agencies before you decide on purchasing a policy. After all, insurance companies are in competition with each other to get more business – which means most of them are interested in offering consumers like you a competitive rate.

BMW Auto Insurance Rates by Company Legend: BMW M3 State Farm Encompass Allstate Mercury The General MetLife 40 80 120 160 200 240 280 320 360 400 440 $199 $306 $316 $255 $462 $230

Believe it or not, finding them is easier than you think. We’ll be happy to help you with this task if you just type your ZIP code into the quote generator on this page. You can find a lower rate in a matter of minutes. Or you can check out information specific to your BMW model with the links below. Auto insurance for a BMW M5 will be very different from an X6.

Popular BMW Models

Ready for your personal BMW auto insurance quote? Find cheap auto insurance for a BMW in minutes. Just enter your ZIP code below to get started.