BMW Auto Insurance Rates
BMW auto insurance rates vary by model and location, with the BMW M3 averaging $202/month in Florida and $358/month in California. The cheapest BMW auto insurance company is State Farm, with an average rate of $199 for the popular M3. Compare BMW car insurance quotes from multiple companies to find the best deal for you.
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UPDATED: Jul 19, 2021
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Most drivers know that when they see the blue and white logo of a BMW, they’re looking at the epitome of German luxury vehicles. But this luxury comes at a price for most drivers. And that expensive price tag extends beyond the purchase price of a new or used BMW – it also extends to the cost of your BMW auto insurance policy.
But that doesn’t mean you can’t find affordable BMW auto insurance that fits nicely into your budget. If you’re looking for a better deal on your BMW car insurance, you’ve come to the right place.
All About BMW Auto Insurance
BMW actually got its start in the early 1900s producing aircraft engines. They moved on to motorcycle and car production in the early 1920s and managed to survive the devastation of World War II. While struggling through post-war rebuilding, the company nearly went bankrupt in 1968. To the delight of both shareholders and consumers alike, BMW was saved from financial ruin when a new class of 4-door sedans was introduced in 1962 and started selling extremely well.
Today, in an effort to stay competitive, BMW started selling its first electric car – the BMW i3 – in 2013. 2015 sales of BMW models totaled over 1.9 million units, signaling to the automotive world that BMW is still a strong performer in the market.
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Insurance Quotes for Popular BMW Vehicles
The BMW M3, BMW i3, and the BMW X5 are some of the highest-selling BMW models in recent years. But just because they’re popular doesn’t mean they’re the most affordable BMW models to insure. Things like a high safety rating, low mileage, and even the color of your vehicle can change how much you end up paying for your policy.
Comparing Insurance Rates for BMW Vehicles
There are passive and active ways to make sure you’re getting the best possible rate for your BMW auto insurance. You can drive safely, build up a good credit score, and do things like getting good grades in school or purchasing your own home. All of these things can get you discounts from most insurance companies.
Or, you could be proactive and make sure that you compare quotes from at least three different insurance agencies before you decide on purchasing a policy. After all, insurance companies are in competition with each other to get more business – which means most of them are interested in offering consumers like you a competitive rate.
Believe it or not, finding them is easier than you think. We’ll be happy to help you with this task if you just type your ZIP code into the quote generator on this page. You can find a lower rate in a matter of minutes. Or you can check out information specific to your BMW model with the links below. Auto insurance for a BMW M5 will be very different from an X6.
Popular BMW Models
- BMW 2 Series
- BMW 3 Series
- BMW 4 Series
- BMW 5 Series
- BMW 6 Series
- BMW 7 Series
- BMW i3
- BMW i8
- BMW M2
- BMW M3
- BMW M4
- BMW M5
- BMW M6
- BMW X1
- BMW X2
- BMW X3
- BMW X4
- BMW X5
- BMW X5 M
- BMW X6
- BMW X6 M
- BMW Z4