Are you the proud owner of a Buick Enclave? If so, then you may not be so proud of the insurance rate you have to pay to keep your asset protected. This mid-range luxury line of cars aren’t the cheapest vehicles to drive, but they aren’t the most expensive, either. However, you don’t have to settle for a mid-range price on your monthly premiums. If you want to find a better deal, then you’ve come to the right place. We’ll tell you all about your vehicle here, and even some tips on how to get a more affordable insurance right.
The Buick Enclave debuted in 2008, effectively replacing the rendezvous, Rainer, and Terraza models of previous years. It is a full-size luxury crossover SUV with a mid-sized little sister model that’s currently in its second generation and started selling in 2007. Unlike many other large vehicles, The Enclave comes standard with front-wheel drive with an all-wheel drive option. It can seat up to 8 passengers comfortably, and features some of the largest cargo space available compared to other SUVs.
The 2017 and 2018 Buick Enclave models have recently undergone a significant makeover. And, apparently, consumers are happy with the changes; sales have jumped by 87% compared to prior Year’s sales. Car experts praise the Buick Enclave for its serene driving feel and advanced technological features.
Have you ever wondered exactly why most insurance companies ask you for your zip code before they determine your premium? Well, the answer is simple: some cities are more dangerous to drive in than others. If you live in an area with a generally low population, easy traffic during rush hour, and well-maintained roads, then it’s easier to get a cheaper premium. Big cities with high traffic and frequent auto thefts, however, may leave you paying a pretty penny each month for your coverage.
Insurance laws and regulations vary significantly from one state to another. For this reason, someone in Alabama may end up paying a drastically higher right then a driver living in New Hampshire, for example. And the chart below, you can see some sample quotes for various States across the country. This should help give you a better idea of the right you should be paying, and whether or not your current premium Falls somewhere outside of the average rate.
Did you know that your credit score can also affect your monthly premiums? Auto insurance companies want to know that they can depend on you to pay your bills on time, and generally associate good credit with more responsible drivers. This means, in their eyes, that you’re less likely to get into accidents or file claims. And since you’ll be less costly to insure, they make it less costly for you to maintain a policy.
With so many different variables that go into determining your premium, it’s easy to get confused about how much you should be paying. But you can help clear up a lot of that confusion by shopping around. Different companies offer different rates to different types of drivers; but you won’t know you’re getting a fair deal unless you compare rate quotes from different companies against each other. We can help you do that in less than 5 minutes – you can lower your premium by as much as 36% or more!
See also: General Motors Car Insurance