Are you the proud owner of a Buick Encore? Whether you bought the debut model back in 2013 or you’re thinking about purchasing a brand new one in the near future, you’re going to need to buy insurance for it. But that’s usually easier said than done. There are many factors that go into determining the prices you are quoted for a Buick Encore auto insurance policy. But there are things you can do to make sure you get a better rate. And we’re about to show you how.
The Buick Encore is a small crossover SUV sold in North America. But it goes by many other names depending on what country you’re in. In South Korea and Spain, it’s known as the Opel Mokka. in the UK, they call it the Vauxhall Mokka. It has a five-door body style, and shares competition with the Chevy Sonic and other similar, smaller-scale sport utility vehicles.
According to North American highway safety rating agencies, the Buick Encore has a “good” rating in all of the safety criteria benchmarks with the exception of the passenger side frontal offset impact, and headlights. The passenger side impact rating is only “acceptable”, and the safety of the vehicle’s headlights received a “poor” rating from the IIHS. Despite this, sales of the Buick Encore have been strong since 2013 and don’t seem to show any signs of slowing down. The Buick Encore sold nearly 32,000 vehicles in its debut year, and rounded out 2017 with sales of over 88,000 units.
One of the first questions your auto insurance agent will ask you is where you plan to park your car at night. Odds are, you’ll spend a lot of time driving in the immediate area of your particular zip code – and expose yourself and your vehicle to all the inherent risks that are unique to your area. High rates of accidents, poor road quality, and whether or not you drive frequently during rush hour traffic will determine how risky it is for you to be on the road. And the higher the risk, the higher your monthly premium.
Once you start shopping around and comparing quotes between different insurance companies, you’ll start to notice major differences in how much they want to charge you. It can seem like it’s all over the place, or that none of the companies who quote you a price seem to know what they’re doing. The truth is that each insurance company has a different way evaluating how much it will cost them to ensure you. And if you’re likely to cost them less in potential claims than other drivers, you’re more likely to get a better rate.
Your own personal driving history – independent of whether or not you drive in a safe city – also has a significant impact on your auto insurance costs. Drivers with a clean record can look forward to some of the lowest premiums out there. But if you have several tickets or a recent accident in your driving history, you’re probably going to pay a little bit more than the average motorist. However, there is hope. After at least 3 – but no more than 5 – years, any driving transgressions from your past will be ignored when you start shopping around for new quotes. So all you have to do is drive carefully, try to stick to the speed limit as best you can, avoid aggressive driving, and you’ll be eligible for lower rates before you know it.
Some of the factors we’ve talked about already are either difficult or impossible to change. But that doesn’t mean there isn’t something you can do right this minute to get yourself some serious savings. When drivers compare quotes with our quote generator, they tend to save on average about 37% off their premiums. Many save even more than that. So if you’re ready to get the savings you deserve, just type your zip code into that little box on the page and get ready to be amazed by how much cheaper your car insurance can get.
See also: General Motors Car Insurance