Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
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UPDATED: Sep 14, 2020

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Buick LaCrosse owners need to ensure their vehicle just as badly as any other driver on the road. This is especially true with newer models which may be more costly to fix or replace in the event of an accident. To more expensive it is to repair your vehicle, the more important it is to find cheap car insurance rates for your Buick LaCrosse.

MetLife offers the cheapest Buick LaCrosse car insurance with an average rate of $85, but your rates will depend on where you live as much as which insurance company you choose. The lowest cost Buick LaCrosse auto insurance is available in Tennessee at $66. In nearby Alabama, though, your Buick LaCrosse insurance rates are $102.

If you feel like you’re paying too much for your Buick Lacrosse car insurance right now, there’s a chance you could be right. But we can help you find out for sure. In fact, you can compare rates for Buick LaCrosse auto insurance with our FREE comparison tool right now.

A Brief History of Buick LaCrosse

The Buick LaCrosse has been around since 2004, effectively replacing the century and the Regal models when it began selling to consumers in 2005. It’s currently in its third generation, and it’s the most popular sedan out of the entire Buick luxury line. Compared to previous generations, the newest lacrosse models come with automatic parking assist, an infotainment system that easily connects to your Apple or Android device, and the classic tricolor Buick emblem.

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Buick LaCrosse in the News

According to the Insurance Institute for Highway Safety in the US, the newer Buick LaCrosse models are considered a Top Safety Pick. This is good for drivers who want a lower rate on their auto insurance, because more advanced safety features on a vehicle will give you a better rate on your monthly premiums. Safe vehicles tend to sustain less damage when involved in minor accidents. Passengers are also less likely to sustain bodily injury in serious accidents, and all of these factors will make it cheaper for your insurance company to ensure you in the event that you have to file an accident claim.

Comparing Buick LaCrosse Auto Insurance

Depending on where you live, getting an affordable rate for insurance on your Buick LaCrosse could be a challenge. After all, you’re more likely to get into an accident in a high population area where there are more cars on the road. Likewise, large cities have higher rates of auto theft than rural areas. All of these factors could potentially make your car insurance more expensive than what you would find in other areas.

Buick LaCrosse Car Insurance by State Legend: Buick LaCrosse Minnesota Alabama Tennessee Michigan Arizona 10 20 30 40 50 60 70 80 90 100 $78 $102 $66 $88 $78

Even beyond that, you could find a wide variety of different prices for a Buick LaCrosse auto insurance policy in your very own city. Different auto insurance companies have different ways of calculating the appropriate amount to charge a driver for their monthly insurance premiums. This is why it’s so important to make sure you compare different companies before you make a final decision. By shopping around and only comparing a few quotes – or worse, taking the first quote you get – you could be costing yourself hundreds of dollars a year.

Buick LaCrosse Auto Insurance by Company Legend: Buick Lacrosse Quotes MetLife The General Allied Allstate Farmers 15 30 45 60 75 90 105 120 135 150 165 $85 $175 $105 $127 $157

Also, if you have a lot of tickets and accidents in your recent driving history, that’ll make your insurance payments even more expensive. Dangerous drivers who get tickets often are a riskier investment, because they’re more likely to get into an accident. The same is true for drivers who already have accidents on their record. But the good news is that most companies only look at your past three to five years of driving history. Beyond that, your insurance company will not calculate your premiums paste on driving violations that happened in your distant past.

Clean Driving Record vs. Recent Violations Legend: Clean Record Many Driving Violations MetLife The General Allied Allstate Farmers 20 40 60 80 100 120 140 160 180 200 220 240 260 280 $85 $135 $175 $294 $105 $227 $127 $204 $157 $248

We realize that a lot of the factors we discussed so far are things that you cannot immediately change or control in order to get a better rate on your car insurance premiums. But you can give yourself the upper hand by comparing multiple quotes at once.

Different car insurance companies will try their best offer you the best deal in order to get your business. And you can use that desperation against them in order to get the most affordable deal. So if you want to find cheap Buick LaCrosse Auto Insurance with our FREE comparison tool, enter your ZIP code now.

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See also: General Motors Car Insurance