UPDATED: Oct 23, 2020
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Now more than ever, it’s important for Buick Lucerne drivers to have the car insurance policy they need to protect their investment. You don’t want to be caught driving illegally due to not having any insurance at all, but you also want to make sure you have the right type of coverage based on where you live and what type of Lucerne you drive.
Buick Lucerne car insurance rates can vary a lot depending on where you live and your own driving record. The cheapest state for insuring a Buick Lucerne is Maine and the company with the lowest average Buick Lucerne car insurance rate is Nationwide at only $96.
Finding cheap car insurance rates for your Buick Lucerne doesn’t mean getting a bad policy, though. Below, we’ll go into details about this particular model of luxury Buick sedans, and we’ll also help you get a more affordable rate on your monthly premium. You can start by comparing multiple Buick Lucerne insurance rates with our FREE search tool right now.
A Brief History of Buick Lucerne
Production of the Buick Lucerne discontinued in 2011, replace by the now popular Buick LaCrosse. Many drivers may not know this, but the inspiration for the Lucerne name came from the city of Lucerne, Switzerland. Overall, the Lucerne earned a “good” rating from the IIHS with regards to front impact collisions, but only an “acceptable” rating in side impact collision tests. Keep in mind also that safety ratings on your automobile will have an effect on your monthly premiums, so if you feel like you’re paying too much for your car insurance policy on your Buick Lucerne, this may be part of the reason why. Enter your zip code below to view companies that have cheap auto insurance rates. Secured with SHA-256 Encryption
Enter your zip code below to view companies that have cheap auto insurance rates.
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Buick Lucerne in the News
Speaking of the Buick Lucerne’s safety rating, news reports about this vehicle in recent years have reported several serious – and sometimes fatal – accidents in which one of the parties was driving a Lucerne. Driver error was of course a factor in all of these accidents, but it begs the question about weather these accidents could have been less severe (or less deadly) if the car’s design had been engineered with a stronger emphasis on safe and sturdy construction.
Comparing Buick Lucerne Auto Insurance
Aside from the age and the safety rating of your vehicle, the area where you drive it the most will have a significant role in determining what your insurance premiums are. Densely populated areas, of course, typically have higher rates of accidents, increasing your chance of getting into one. Larger cities also have higher rates of theft and vandalism, which means you’re more likely to cost your insurance provider money by filing expensive claims against your comprehensive or collision coverage.