Whether you’re driving one of the classic Buick Regal models, or one of the newer, sportier versions of this sedan, you’re going to have to make sure that you have car insurance in order to protect it. But there are so many different factors that are involved and determine your premium that it can be extremely difficult to know if you’re getting your money’s worth. If you’re confused about how much you should be paying for Buick Regal auto insurance, we’re happy to help. Just keep reading to learn about quick and easy ways you can lower your monthly rates.
The Buick has a long and interesting history in the North American Market. The first Buick Regal ever was sold in 1973, and continued production until 2004. After 7 years, Buick had a change of heart and reintroduced this midsize sedan in 2011. It is now in its fifth generation, which is a status that few models have ever lived long enough to aspire to. In 2018, the 6th generation of the Buick Regal will debut in North America, and will come in a variety of flavors. the Regal sportback, a hatchback/crossover version of the Regal, and will essentially replace the 5th generation version of the Regal sedan. The Regal will also come in station wagon form, branded as the TourX. And last but not least, there will be a sporty version of the Buick Regal, labeled simply as GS, with a 3.6 liter engine capable of generating 310hp.
Car enthusiasts are particularly excited about the upcoming debut of the 2018 Buick Regal sportback. It has been described as “an SUV with sex appeal”, and has received high praise for its roominess, technological amenities, and impressive engine. However, some critical reviews have pointed out the fact that, although the Buick Regal is attempting to compete with other luxury vehicles in the small SUV crossover market, its interior doesn’t quite measure up to the elegant aesthetics of its competition.
Where you live has a lot to do with the premiums you end up paying for your insurance. For instance, if you live in an area with an abnormally high rate of DUI convictions – even if none of those are yours – you’re still sharing the road with risky drivers who could cause you to be involved in a serious accident. Regardless of fault, you’re probably going to have to file a claim. Since paying out claims is expensive for insurance companies, they’re more likely to charge higher rates in areas where you’re sharing the road with risky drivers.
Different insurance companies use different business tactics in order to run their company successfully. Providers who need to drum up new business may offer competitive prices or extra discounts to bring in new customers. Other companies may want to play it safe and only attract drivers who post the least amount of financial risk. This means they’ll charge higher rates for drivers with citations or recent accidents in there driving history. The quote you get from any insurance company depends on how they evaluate the risk vs reward of selling you an insurance policy. As you can see in the chart below, that will vary greatly from company to company.
The age of your vehicle, also, will come into play when your insurance company is determining a fair quote for you. Older cars are generally less expensive to insure because it costs less for repairs, replacement parts, and they give you the option to purchase lower amounts of coverage. Newer vehicles, however, cost much more to repair or replace, require you to purchase higher amounts of coverage in order to financially protect yourself, and often require you to purchase extra types of coverage – such as gap insurance – which will also increase your monthly premium.
Some of the factors which may raise your monthly cost, such as your credit score or your driving record, can’t be changed overnight. You’ll have to put in some time and effort in order to improve those factors and make it easier for you to get cheap Buick Regal car insurance. But one thing you can do immediately to get a more affordable policy is to compare rates from multiple companies at once. And this website exists to help you do exactly that. We can help you save 25% or more in a matter of minutes with little more than your zip code. It couldn’t be easier.
See also: General Motors Car Insurance