Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
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UPDATED: Mar 13, 2020

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The newer your vehicle is, and the more expensive it is, means that you’re auto insurance premiums are also likely to be quite costly. This is especially true if you have a comprehensive policy with added features such as Collision, comprehensive, and gap insurance.

Luckily, we know exactly what you can do to help lower your monthly payments so that you can protect your luxury vehicle and affordable price.

Use our FREE quote tool to compare insurance now!

A Brief History of the Cadillac CTS-V

The Cadillac CTS-V is a perfect combination of luxury and high-performance all in the same vehicle. Of course, this upgrade from the vanilla CTS model comes with an extra $40,000 added to the MSRP.

The CTS-V has been around since 2004, and gives potential owners the option to choose between a four-door sedan, a two-door coupe, and a 5-door station wagon. It also comes with an OHV V8 engine and an equally popular sport-tuned suspension.

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Cadillac CTS-V in the News

Right now, the car world is all abuzz about the upcoming 2018 Cadillac CTS-V and the Mercedes-AMG E63 S. Specifically, auto experts believe that these two models are in close competition with one another, based on their similarities and popularity among consumers.

As a matter of fact, a recent episode of the popular reality TV show Head 2 Head pitted the two vehicles against one another. There were certain benchmarks where the Mercedes AMG beat out the CTS-V, such as acceleration.

However, this sporty Cadillac displayed better braking and handling, making it the safer car for regular everyday driving. And do you know what’s great about safe cars? They usually get you a discount on your auto insurance premiums.

Comparing Cadillac CTS-V Auto Insurance

Did you know that you could be paying anywhere from 50% to 75% more on your monthly insurance premium than a driver in the next state over?

It’s true – the area where you live will make a significant difference in your auto insurance costs. This is because certain states collect statistical data on road risks such as drunk driving, traffic accidents, and rates of auto theft.

They can even narrow their data down to your specific zip code, which is the information your insurance company uses to calculate your right.

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Cadillac CTS-V Car Insurance by State Legend: Cadillac CTS-V New Mexico Maine North Carolina West Virginia South Dakota 10 20 30 40 50 60 70 80 90 100 110 120 130 $131 $82 $110 $118 $112

Once your insurance provider has all relevant information on where you park your car at night, they start to look at the individual factors which reflect your risk and price your premiums based on their own rules and analysis.

For example, one insurance company may charge you more for being male while the next may not even incorporate a discount or surcharge based on gender at all.

Still, other companies may charge you exorbitant rates for having poor credit, while the insurance company next door will offer a relatively affordable price specifically to drivers who are trying to build a better credit score.

Not all auto insurance companies are the same, which is why not all auto insurance companies will offer the same rate.

Cadillac CTS-V Auto Insurance by Company Legend: Cadillac CTS-V Allied State Farm Allstate Farmers The General 15 30 45 60 75 90 105 120 135 150 165 $107 $109 $118 $121 $168

Different insurance companies will offer a wider and more varied portfolio of discounts in order to get more business.

Some of these discounts are straightforward, such as whether or not you have a long history of maintaining insurance coverage with regular, on-time payments.

Other discounts may be unexpected – such as being a member of a teacher’s union, getting an advanced degree, or driving a bright colored car (which makes you more noticeable to other drivers, and therefore less likely to get into an accident).

Be sure to have a thorough discussion with your insurance agent about all of the discounts you may qualify for. It could save you a ton of money in the long run.

How Multiple Discounts Lower Your Cadillac CTS-V Premiums Legend: Multiple Discounts Fewer Discounts Allied State Farm Allstate Farmers The General 25 50 75 100 125 150 175 200 225 250 $107 $129 $109 $175 $118 $270 $121 $136 $168 $230

If you want to save a ton of money right now on your current policy, you’re going to have to collect many different insurance quotes from providers in your area.

This means calling each one up, giving them your personal information, and spending several minutes with each agent figuring out the best rate for your vehicle.

Or, you could skip that tedious process and use our quote generator to help you find fast rates in a matter of minutes. You may be surprised to see how much money you could potentially save.

Other Popular Models From Cadillac

See also: General Motors (GM) | Cadillac Car Insurance

References:

  1. https://www.meldonlaw.com/faqs/what-is-the-difference-between-collision-and-comprehensive-insurance-gainesville-accident-attorn/
  2. https://www.iii.org/article/what-gap-insurance
  3. https://www.edmunds.com/cadillac/cts-v/
  4. https://www.thebalance.com/what-affects-the-cost-of-car-insurance-527480
  5. https://www.creditkarma.com/auto/i/insurance-scores-affect-car-insurance-rates/