The safer and more reliable your vehicle is, the more likely you will be to get a decent price on your Cadillac SRX auto insurance policy. However, there have been safety concerns with this particular model in the past – which means you may be paying more for it then you should be. But it is possible to get a better price, despite your circumstances. Just keep reading, and we’ll show you how.
The Cadillac SRX started production in 2003, and was available for purchase in 2004. However, production stopped in 2015, meaning that there were no longer any SRX vehicles available after the 2016 models came out. While it was still in production, it went through two different generations; unfortunately, none of the redesigns in generation two were able to save the model from being discontinued in the end.
For both generations of the Cadillac SRX, it’s safety rating was a major concern. Between 2005 and 2008, the SRX received a “worst in its class” designation from the Insurance Institute for Highway Safety regarding driver fatalities. It had an average death rate of over 60 drivers, while most of the other vehicles in its class averaged fewer than 25. The second generation had safety problems of its own. Take, for example, the May 2010 recall of the SRX due to the possibility of engine failure associated with aggressive driving. Since SUV owners are notoriously aggressive drivers, this is obviously a huge cause for concern. Although the second generation did receive a higher overall safety rating than the previous one, the damage from the recalls put the final nail in the coffin for the Cadillac SRX.
Your insurance company will use your location in order to pinpoint the best Cadillac SRX car insurance policy for you. Between things like your state, your city, and your ZIP code, there are many different factors that will alter the right they offer you based on your location alone. Traffic patterns, rates of DUI accidents, and even your local population can raise or lower your premiums accordingly.Cadillac SRX Car Insurance by State Legend: Cadillac SRX Quotes Arizona Georgia Texas Pennsylvania Connecticut 10 20 30 40 50 60 70 80 90 100 110 120 130 140 $84 $129 $147 $67 $106
Then again, even with this information at hand, your car insurance company may evaluate some risks as costlier than others. Rural areas with a low population maybe cheaper in some ways because there are fewer motorists on the road for you to get into an accident with, but if that same zip code happens to have a high rate of DUI citations, that could raise your rates substantially. Other companies may be more concerned with what rush hour traffic is like, and charge you more if you live in an area with morning and evening congestion rather than population or accident statistics. This is one of the main reasons why different insurance companies will give you different quotes when you apply for a policy.Cadillac SRX Auto Insurance by Company Legend: Cadillac SRX Quotes Encompass Allstate State Farm Nationwide Electric 15 30 45 60 75 90 105 120 135 150 165 $178 $154 $140 $132 $124
Did you know that some insurance companies will put stricter regulations on a policy for a leased vehicle as opposed to one that you own outright? More often than not, either your insurance provider or the dealer you are leasing from will demand you take out more coverage then you could if you owned your own vehicle. The difference in cost could be minimal or substantial, depending on your unique circumstances.Leased vs. Owned Car Insurance Rates Legend: Leased Vehicle Owned Vehicle Encompass Allstate State Farm Nationwide Electric 15 30 45 60 75 90 105 120 135 150 165 180 $184 $178 $174 $154 $153 $140 $140 $132 $147 $124
Don’t let your insurance company control how much you have to pay for your monthly premiums. Take back control of your finances by comparison shopping. You can use our simple quote generator to get half a dozen quotes or more in as little as 5 minutes. Once you know whether or not you are overpaying for your current policy, you can take the steps you need to find an insurance provider willing to offer you an affordable rate.