Cadillac XT5 Auto Insurance Rates

Finding the best Cadillac XT5 auto insurance rates isn't hard if you know the factors that go into determining the average auto insurance cost. Cheap car insurance depends on a lot of factors. Your Cadillac XT5 car insurance cost will be different depending on your age, your driving record, your credit, your marital status, and where you live. In Ohio, Cadillac XT5 auto insurance rate will be $73, but in Texas, the average auto insurance cost for an XT5 is $156. One of the best ways to save is to compare Cadillac XT5 car insurance quotes from the best auto insurance companies.

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Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and ...

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Reviewed by Rachael Brennan
Licensed Insurance Agent

UPDATED: Jul 19, 2021

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Despite the luxury price tag on many Cadillac models, they do have a few vehicles that are relatively affordable for the middle- and upper-middle-class. the Cadillac XT5 is one such model.

For the family that has it all, the Cadillac XT5 is a great way to get back and forth from home, to after-school activities, to the grocery store, to work, and more.

But most families are on a tight budget these days, and paying too much for Cadillac XT5 auto insurance rates isn’t a mistake you want to make. Finding cheap car insurance rates doesn’t have to be hard.

Below, we will take a look at ways you can put a little more wiggle room in your budget by reducing your insurance costs. You can compare multiple quotes with our FREE tool right now.

A Brief History of the Cadillac XT5

The XT5 in the Cadillac XT5 stands for “Crossover Touring 5”. it is a luxury, midsize crossover SUV that started production back in 2016. It is still in production today and shows no signs of slowing down. It features a V6 Engine with 310 horsepower and several technological advances which give it one of the best fuel economies that a midsize crossover can achieve. It also comes with customizable trim options, such as the Luxury, Premium Luxury, or the Platinum package. With an MSRP of just under $41,000, it’s also one of the most affordable models available from Cadillac today.

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Cadillac XT5 in the News

As of this writing, the Cadillac XT5 is considered the best selling Cadillac model in the entire world. This is especially true for the US market. Sales in the United States totaled nearly 40,000 in 2016 alone, with another 28,000 units sold overseas in China. Things only got better the following year. In 2017, sales doubled in the US. As yet, there’s no word yet as to what the overseas numbers are; but it wouldn’t be surprising if a similar pattern emerged.

Comparing Cadillac XT5 Auto Insurance

Any family living in a nice, safe suburb will likely get a great deal on their auto insurance from the get-go. However, things like traffic congestion on your way to work or living in an area where accidents are common could easily undo those savings without you even knowing it. When it comes to getting an affordable auto insurance premium, your location plays a big role and the price you get quoted – as you can see in the chart below.

Cadillac XT5 Car Insurance Quotes by StateLegend: Cadillac XT5 Quotes MinnesotaOhioAlabamaTexasMississippi 102030405060708090100110120130140150$83$73$102$156$103


Many large, National providers tend to tailor insurance policies to motorists from all walks of life. Other companies do what they can to reel in safe drivers who won’t cost them much in claims but will pay slightly higher premiums to insure a luxury vehicle like the Cadillac XT5. Still, others pay more attention to drivers who maybe don’t have the best record, but want to build their insurance score back up so that they can get a better rate someday soon. No matter which company you choose, you should compare them against quotes from other insurance agents near you to make sure you’re getting a fair price.

Cadillac XT5 Auto Insurance Quotes by CompanyLegend: Cadillac XT5 Quotes State FarmALFANationwideShelterAllstate 102030405060708090100110120130140150160$99$103$124$143$163


Speaking of scores, your credit score also plays a part and whether or not you get a low premium. Obviously, people with higher credit scores will be offered the best deal. People with lower credit scores make most insurance companies nervous because they have to worry about their clients paying on time and in full whenever their policy fees are due. Furthermore, you should know that in states like California, Massachusetts, and Hawaii, companies will not incorporate your credit score into their overall evaluation. But the other 47 states do you offer some financial penalties for poor credit drivers.

Auto Insurance Rates by Credit ScoreLegend: Poor Credit Excellent Credit NationwideShelterAllstateEsuranceALFA 153045607590105120135150165180195210225$175$112$231$123$202$142$176$119$122$95


For most people, it’ll take some time to build their credit score back up; it’ll also take a good while of expensive payments to a “high-risk driver” insurance provider before you can beef up your insurance score enough to score a lower rate with a better company. But what if we told you that there may be a lower rate out there, right now, waiting for you? Well, you’ll never know unless you try comparing quotes with our FREE handy quote generator.

Other Popular Models From Cadillac

See also: General Motors (GM) | Cadillac Car Insurance

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