Sometimes, when you have professional needs, you need a professional type of vehicle in order to meet them. The Cadillac XTS Pro is one such vehicle. You won’t find your average motorist driving one of these puppies around town; more often than not, these are used by high-end car services in order to drive around dignitaries, politicians, celebrities, or anybody who desires a luxurious, secure vehicle to meet their transportation needs. If you are in the car services business and possess or plan to purchase a Cadillac XTS Pro and add it to your fleet, you’re going to need a good rate on your insurance coverage for it. And we’re here to help you find it.
The professional line of Cadillac XTS vehicles are exclusively for the funeral industry, hospitality industry, and chauffeured transportation. While this may make it difficult for the average driver to snag one for themselves, it’s probably for the best; not only do these vehicles come with a higher price tag, but also advanced features which make them difficult for a normal person to insure on their own.
The Cadillac STX Pro Series will receive a new makeover in 2017. For starters, Cadillac simplified the color system by eliminating the graphite and silver coast metallic varieties, instead replacing it with phantom Gray. There’s also an addition of ventilated passenger and driver seats for increased comfort of professional drivers. The funeral coach gets an updated navigation system, and the enhanced base cluster receives an upgrade to their GUI.
Even though you’re in a market for a professional vehicle, that doesn’t mean you don’t have to worry about what average prices are on business auto insurance in your area. Not only are you dealing with different insurance regulation laws depending on your state, but you’re also dealing with different laws regarding how to insure a vehicle used for business purposes.Cadillac XTS Pro Car Insurance by State Legend: Cadillac XTS Pro New York Florida California Texas Virginia 20 40 60 80 100 120 140 160 180 200 220 240 260 280 $194 $284 $274 $153 $114
Furthermore, not all car insurance companies are particularly well-suited to insure a fleet of professional vehicles. Some providers may prefer to focus on everyday motorists, while others may actually have design of their business model with professional car insurance in mind. It’s good to ask around and figure out which companies are experts in what area so that you can make sure you get the high-quality coverage you need at a rate that won’t affect your business’s bottom line.Cadillac XTS Pro Auto Insurance by Company Legend: Cadillac XTS Pro State Farm ALFA Allstate Nationwide Encompass 15 30 45 60 75 90 105 120 135 150 165 180 $128 $138 $140 $147 $186
Auto insurance want to get as much business as possible, and adding a fleet of professional vehicles to their portfolio of customers will definitely bring in some money. But at the same time, professional vehicles have more expensive needs with regards to upkeep, repairs, end turnaround time when processing their claims. For these reasons, it’s a good bet that your provider will charge you a slightly higher premium compared to that of a civilian vehicle. But, as you can see below, some won’t charge you nearly as much as others.Normal vs. Professional Car Insurance Rates Legend: Cadillac XTS Cadillac XTS Pro State Farm ALFA Allstate Nationwide Encompass 15 30 45 60 75 90 105 120 135 150 165 180 $100 $128 $113 $138 $84 $140 $88 $147 $180 $186
The chart above also reflects how important it is to comparison-shop between different providers. After all, you have a business to run, and you have to focus on minimizing overhead costs. Comparing quotes between several different companies is the best way to do that, as far as your auto insurance needs are concerned. Since we know you are a busy person, we’ll be happy to help you get the quotes you need in a short amount of time. Just type your ZIP code into our quote generator in order to get the best and most affordable car insurance for your Cadillac XTS Pro today.