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Are you the proud owner of a Chevrolet Malibu hybrid that needs an affordable auto insurance premium? Well, we would be honored to help you find that. It can be difficult in this day and age to find an affordable monthly premium on a technologically-advanced vehicle such as a hybrid. But that doesn’t mean you should be forced to use the money you’re saving on gas to pay a higher monthly bill. Below, we’ll discuss some of the factors that may or may not make Chevy Malibu hybrid auto insurance more expensive, and how you can overcome those obstacles to save money.
The Chevy Malibu hybrid design is, predictably, based off of the gas powered Chevy Malibu design. This mid-sized sedan started production all the way back in 1964, with Chevy taking a breather around 1983. 14 years later, however, the Malibu was resurrected from the dead and sold in the US and other markets once again. It is currently in its ninth generation of production, the same generation which brought motorists the money-saving and environmentally friendly option to invest in a hybrid.
When the Chevy Malibu hybrid first started selling to American consumers, many auto review outlets decried Chevy’s decision to limit the variety of trims available for the hybrid model. Well, Chevrolet has listened to this customer feedback, and they’ve decided to make some changes for the upcoming 2019 season. Not only is the Chevy Malibu hybrid giving customers the option of choosing a CVT or RS trim, but its engine is getting a power boost. The newer models will come with a 2.0 liter turbo engine as opposed to the previous 1.8 liter engine.
Quick question: on the list of states where drivers pay the most expensive prices for their auto insurance policies, where does yours rank? Is it towards the top? is it closer to the bottom? Or do you live in a state where the cost of living is so affordable, it’s nowhere near that list? Well, this is a pretty important question that you’re going to need to be able to answer if you want to save money on your premiums. As demonstrated in the chart below, prices will vary wildly from one area to another. And the more information you have on what you should be paying, the easier it will be to find the best deal.
Here’s another question: which agency is the most affordable car insurance provider in your area? Do you know for sure, or are you just guessing that your provider is the most affordable option because the rate they quoted you sounded good when you were ready to buy a new policy? There is a bit of an adversarial relationship between car insurance companies and their customers; you, as a consumer, want to save money by only paying as much as you absolutely have to for coverage. Your insurance company, on the other hand, wants to make as much money as possible so that they can afford to pay out claims, provide customers with good service so that they stay loyal and, of course, make as much profit as they can. When you discover average rates among providers in your ZIP code, you give yourself some extra bargaining leverage at the table when it comes time to negotiate your premiums.
Final question: did you know that electric and hybrid model cars usually cost more to get properly insured than their gas powered alternatives? You may be up to speed and willingly embracing advanced automotive technology, but some car insurance providers are still dragging their feet. Whether it’s out of fear, ignorance, or weariness about increased costs associated with fixing or replacing hybrid vehicles, they’re usually associated with higher monthly premiums. However, depending on where you live and whether or not local laws provide discounts for environmentally friendly vehicles, you may be able to justify asking for a lower price on your hybrid sedan.
We know we’ve just dumped a lot of information in your lap. And finding out what a fair price is for your state, your ZIP code, as well as average prices from providers in your area can seem like an insurmountable task. That’s why we’re here to help. Just give us a few minutes of your time and your zip code, and we’ll find you the absolute lowest rates from solid insurance companies near you.