Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Sep 29, 2020

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Are you happy paying for the most expensive Chevy Silverado 2500 HD auto insurance rates you can find? What’s that, you’re not? Of course you’re not. No driver on the road wants to pay more for their monthly premiums than they absolutely have to.

But how do you know that you’re getting the auto insurance rates, right now? If you’re not sure how to answer that question, we can help you find the answers.

Here, we will explain to you everything you need to know about your Chevy Silverado 2500, and what you can do to get the best insurance rate possible.

Use our FREE quote tool to compare insurance rates now!

A Brief History of the Chevrolet Silverado 2500 HD

The 2500 HD Chevy Silverado has been around for a long time. It started selling back in the late 1990s along with its little sister model, the 1500.

It originally came standard with a 6 liter Vortec 6000 V8 engine capable of 300 hp And 520 lb of torque.

If you need it, the Chevy Silverado 2500 heavy-duty pickup can tow just over 16,000 lbs of anything that needs moving from one place to another. The second generation of this model increases its fuel economy with a flex-fuel capable redesign of its Vortec engine.

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Chevrolet Silverado 2500 HD in the News

The Chevy Silverado 2500 and 3500 models, according to automotive experts, have been long overdue for remodeling. And in the coming years, they will get it.

Chevy and GM have announced that in the year 2020, the next generation of these heavy-duty trucks will be debuting on showroom floors across the country.

Dodge has also launched a similar endeavor, planning to release similar versions of their own pickup truck models in the same year. Time will tell which auto manufacturer releases the better vehicle.

Comparing Chevrolet Silverado 2500 HD Auto Insurance Coverage

You think that auto insurance would be pretty much the same all the way across the country, right? After all, every single state legally requires its drivers to carry insurance in order to drive legally.

So if the law is uniform across all 50 states, why aren’t insurance prices? Well, insurance companies have the ability to set their rules based on existing state laws.

And not all state laws are the same when it comes to regulating their insurance industries. Hence, the difference in prices from one state to another as you can see in the chart below.

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Chevy Silverado 2500 HD Car Insurance Rates by State Legend: Chevrolet Silverado 2500 Vermont Missouri North Dakota Arizona Alabama 15 30 45 60 75 90 105 120 135 150 165 180 195 $57 $155 $63 $121 $202

Speaking of insurance companies setting the rules, this is another reason why insurance prices will vary – this time, from one company to the next.

Sometimes an insurance company will give you a better rate because you seem like a less risky driver. Other insurance companies will specifically appeal to your unique circumstances, such as having poor credit.

Yet others who are just trying to get more business may give you a wider variety of discounts that end up saving you more money than their competition.

It’s all about finding that perfect mix of your needs versus how affordably a particular company is willing to cover you in exchange for your business.

Chevy Silverado 2500 HD Auto Insurance Rates by Company Legend: Chevrolet Silverado 2500 Infinity Mercury Allied Allstate Encompass 15 30 45 60 75 90 105 120 135 150 165 180 195 $160 $177 $166 $195 $203

One of the best ways to save money on your auto insurance premiums is to qualify for a safe driver discount. But how do you know if you qualify? Well, you have to look at your recent driving history.

At any point in the last three to five years, if you have been in an accident in which someone filed a claim, it’s unlikely that you will qualify for this discount.

Some insurance companies may also count other signs of risky driving against you, such as speeding tickets or other moving violations. But if you stay safe behind the wheel and follow the rules, you could save a decent chunk of change.

Possible Savings from Safe Driver Discounts Legend: Safe Driver Discount Recent Accidents Infinity Mercury Allied Allstate Encompass 20 40 60 80 100 120 140 160 180 200 220 240 260 280 300 320 $160 $228 $177 $335 $166 $264 $195 $278 $203 $312

After a few years, recent driving mistakes will disappear from your record and you will be eligible for money-saving discounts. But you may not have time to wait that long. Your tight budget may be in desperate need of a lower rate right now.

And if that’s the case, then you’re in the right place. We have a highly efficient, highly intelligent quote generator that can help you compare rates between insurance companies near you in a matter of minutes.

Just use our FREE quote tool to compare insurance rates now!

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See also: General Motors (GM) | Chevrolet Car Insurance