Chris Tepedino is a feature writer that has written extensively about car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, research investigative pieces…

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Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states…

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Reviewed byRachael Brennan
Licensed Insurance Agent for 14 Years

UPDATED: Sep 29, 2020

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Over in the UK, it’s known as “the poor man’s Bentley”; but here in the US, it is humbly referred to as the Chrysler 300. This particular sedan has enjoyed a lot of success over the years, with over a million units sold since its debut in 2005.

If you’re one of the million-strong owners looking for an affordable price on your Chrysler 300 auto insurance rates, we’ll be more than happy to help. You’ll find useful tips and advice in this article that can get you the affordable insurance rate you’ve always wanted and answer the question: is insurance expensive on a Chrysler 300?

Enter your ZIP code above to get a FREE quote today.

A Brief History of the Chrysler 300

The Chrysler 300 has been in production since 2004, with the 2005 models representing the first opportunity consumers had to purchase one for themselves.

There have been two generations so far, with the first generation identified with an “LX” designation and the second known as the “LD” model. The first generation gave consumers more options to choose from as it came in either sedan or station wagon forum.

Production was limited to only the sedan frame in 2011 with the debut of the second generation. the Chrysler 300 was so popular in the 2000s that everyone who was anyone was clamoring for one, including high-profile rap artist Snoop Dogg and President Barack Obama.

It even had success across the pond in the BBC version of the show Top Gear.

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Chrysler 300 in the News

Despite the vitriolic hatred of all vehicles which aren’t intimidating trucks or gas-guzzling SUVs, the CEO of Chrysler is magnanimously allowing continued production of the 300 sedan…for now, at least.

Sales of the original Chrysler 300 LX were strong in its early years, with peak sales in 2005 hitting just over 144,000 units. Sales were cut in half between 2007-2008 and 2008-2009, followed by a more gradual decline in the following few years.

The debut of the second generation Chrysler 300 LD breathed new life into the model with over 70,000 units sold in its 2012 debut year. Sales over the past four years have remained steady between 50,000 – 55,000 units on an annual basis.

Although, if you’re a betting man, you can rest assured that if sales drop below 2011 lows, the Chrysler 300 will most likely be driven deep into the woods and shot in the head By Sergio Marchionne himself, Old Yeller-style.

Comparing Chrysler 300 Auto Insurance Coverage

Do you know what your car insurance company’s opinion is with regard to where you live? Do you think you live in a particularly safe area with moderate traffic and little danger of getting into an accident?

Well, your insurance provider may have a very different point of view. If they think there are greater inherent risks to the safety of you and your vehicle while you’re on the road, you’ll likely see a higher price for your monthly premiums.

Whether we’re talking about your state, your city, or even your specific zip code, the area where you park and drive most often will have a significant difference on how much you pay for your insurance policy each month.

Chrysler 300 Car Insurance by State Legend: Chrysler 300 Texas Vermont Illinois Iowa West Virginia 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150 160 170 $157 $60 $106 $125 $178


Furthermore, that opinion will change depending on which insurance company you talk to. Not every entity evaluates risk in the same way. It would be silly if they did, since their business model wouldn’t have a particular advantage over their competition. In a way, this can actually make it easier for you to find a more affordable rate – if you can find the insurance company that thinks you pose a particularly low risk, that is.

Chrysler 300 Auto Insurance by Company Legend: Chrysler 300 State Auto Nationwide Allstate Shelter The General 15 30 45 60 75 90 105 120 135 150 165 180 195 210 $211 $197 $177 $148 $192


But that’s not the only way you can pit insurance companies against one another in order to find a more affordable premium. You can also investigate and see which providers in your area offer the widest portfolio of discounts.

The more discounts you can collect, the more money you can end up saving. Since insurance companies are constantly changing which discounts they offer, as well as how lucrative those discounts are in order to get new business, you should check back frequently. You never know how much you could potentially save.

Car Insurance Rates by Discounts Legend: Multiple Discounts Zero Discounts State Auto Nationwide Allstate Shelter The General 20 40 60 80 100 120 140 160 180 200 220 $211 $233 $197 $219 $177 $204 $148 $169 $192 $192


Whether you’re comparing companies based on discounts, their method of evaluating risk, or if you’re only interested in who can give you the lowest price, it’s the comparison shopping that you need to focus on most.

Doing it by yourself is tedious, time-consuming, and stressful. But letting us help you isn’t. You can compare up to half a dozen quotes or more in the next five minutes with your zip code and the help of our quote generator tool. You could save up to 34% overnight!

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See also: Chrysler – Dodge | Chrysler – Jeep | Chrysler Car Insurance